Mine too is through Nationwide. About 2 hours after I bought the car I got a call from them asking what a Mini was. I said something like, "That's just what it is". She said "we need to broaden it a bit -- is it a camper, a motorcycle, or what"
The rate is very acceptable, although I'm not sure what it is. The total for my Sequoia, 323, Ducati, and Mini is about $1100 / year.