[/quote][/b]Careful here as you would still be submitting a claim so your ncb (if you've got any

) could still be at risk. [/b][/quote]
Igor knows
Many years ago Igor did something on his insurance that he should not of done. He paid the cost back reclaiming his no claims bonus.
Igor thinks it will be on his records, and sparky will be legally obliged to state it, but if sparky pays back the money the insurers pay out it will not effect his NCB