Glad to hear that your insurance co. is cutting you some slack! What a nice surprise that must have been!
I was very pleasantly surprised with my insurance costs for my S here in the States -- The S costs only $80 a year more than similar coverage for our 2002 Toyota Camry! $540 per year, full coverage, $200 deductible for claims, and a special rider that guarantees replacement of the vehicle with a brand new vehicle (rather than repair) if it's wrecked in the first five years.
My driving record's clean (no accidents, no claims, no speeding tickets) but I'd say that the S is very cheap to insure. A Mustang GT or Corvette, by comparison, would have cost me almost double the Camry's rate.
Now don't you blokes go racing about and ruin the Mini's good reputation with insurance underwriters!!!
