Shortfall insurance, thats a new term that I don't recognize. What is it and what does it cover?
Maybe it is what we call "replacement cost insurance" over here in Canada where the insurance covers the depreciation of your car; you get full replacement cost in case your car is totalled. Thanks for clarifying.

2005 Mercedes Benz C55 AMG

2006 BMW Z4 M-Coupe - Premium Pkg.

2007 Honda Fit - Sports Pkg.
2005 V-Star 1100 Custom

2007 Honda 250 Reflex