I think you will have quite a bit of trouble getting anything under £1500 for a MCS. Most of the cheaper insurance companies for younger drivers won't insure anyone on an S if they are under 21, eg. Direct Line, Tesco etc.
I am 22 with 2 years NCB and no points or convictions and paying £666 with Direct Line on a MCS. Last year on my MCS Convertible with Elephant I was paying around £1300 with obviously 1 years NCB.
If anyone knows any cheap insruance companies for drivers under 21I'd love to know as I'm sure my younger brother (who is 19) would love to be a named driver
