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Chris.F · Nov 20th, 2006, 03:52 PM

How much does it cost?
The cost for different car modifications varies massively between insurance companies. Before purchasing a modification we recommend you check with your insurance company how much it will cost. It is also worth noting that in most cases in the event of a claim the modified part will only be replaced by the standard part.
Why does it cost extra?
There are two main reasons why mods cost extra on insurance policies. Modifications tend to fall into two categories, each category is explained below and why it increases the premium.

Performance Modifications such as suspension, engine tuning, filters, exhausts and induction kits put up your insurance as they make the car faster which means you are more likely to crash.
Aesthetic Modifications such as body kits, tints and spoilers increase your premium as it makes your car more attractive to thiefs and vandals.

Nov 20th, 2006, 03:52 PM	#13
Chris.F MINI2 Regular Join Date: Sep 2006 Location: Pennines Local Time: 09:50 PM Posts: 326 Offline	How much does it cost? The cost for different car modifications varies massively between insurance companies. Before purchasing a modification we recommend you check with your insurance company how much it will cost. It is also worth noting that in most cases in the event of a claim the modified part will only be replaced by the standard part. Why does it cost extra? There are two main reasons why mods cost extra on insurance policies. Modifications tend to fall into two categories, each category is explained below and why it increases the premium. Performance Modifications such as suspension, engine tuning, filters, exhausts and induction kits put up your insurance as they make the car faster which means you are more likely to crash. Aesthetic Modifications such as body kits, tints and spoilers increase your premium as it makes your car more attractive to thiefs and vandals.