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[AntH]

Quote:

Originally posted by dietbruking
Just thought I'd add my 2p worth...

I've worked in the industry for the past 9 years and its fair to say we get a bad press generally. I've tried to dispel a few of the common misconceptions regarding motor insurance, but I can only speak for our company. Generally, the postcode element of a motor rating calculation represents a very small proportion of the overall pricing.

However, every case will be different, eg. the postcode/district element for a MINI One driven by a mature driver with full no-claims discount in an inner-city ungaraged postcode may represent a higher proportion of the premium than for a Cooper S garaged by a young woman living in a rural location. Ridiculous example I know!

Very small? I don't call a 55% difference in premium a small difference! Just did a quote for my lil Sis (19) on a basic Punto. My post-code (TF2), quote was £940. Change the post-code to NG11, and the premium jumps to £1470. And that was the cheapest! She is young, in-experienced with no NCB, but still the Postcode makes a HUGE difference. My guess is she will register the car at her home (i.e. not term time) address & save £350 (a third post-code).....