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Originally posted by AntH
... I'd say she could argue that the car spends approx 50% of its time at each location, so she picked her PERMANENT address to insure the car at.

So why not tell the Insurance company the truth before taking out the policy?

Tell them that she spends an equal amount at each location - let them decide what postcode to rate it on. Give them the chance to make an informed decision, to model their customers properly as you put it...

Always get the name, telephone number and department of the person you spoke to. Small point, but this way you're completely clear with them - and there's no worries or come-back in the event of a claim.

At the end of the day, it's your regular overnight postcode they are interested in - sure you can visit as many friends/relatives overnight as you want, but don't lie on the proposal - it's ultimately pointless.

DBK.