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[AntH]

Fair comment. But if they know your a student, surely they should ask for both addresses?

And putting false info down isn't completely pointless - it depends how good you are at keeping up the story (or how clever the claims investigator is!)

I am not condoning this activity - I believe in being straight with insurance companies, as they always try to find fault. But a colleague has his car insured at his Mum's address, even though he has a mortgage in a property 70 miles away. He managed to get his claim for a total loss met, and he was less than 2 miles from home, on a Saturday morning at 2am....

While the penalties for mis-/not insuring cars are so trivial, and the potential savings so high, people will continue to cheat the system, putting prices up, causing (forcing?) more people .....