Yeah, there's always examples where people have bent the rules and cheated the system.
I remember a guy totalling his Impreza Turbo and when our engineer went to assess the damage, noticed about £9k worth of mods (I tipped him off to look for them
just on the off-chance). The application form asks for any changes to the manafucturers spec, and he'd clearly said "None". In the end, we paid out - as he argued that Prodrive mods were no different to standard manufacturer options... A crap argument, but our claims manager didn't fancy appearing in court arguing the point. So for political reasons it was paid. Shocking, but true. Ironically, at renewal his premium when up to about £5,500 plus tax - and he paid it, 'cause no-one else in the insurance market would touch him with a barge-pole.
Fontal I can't believe you pay more than £100 in Shetland!!!
DBK.
