The car you have described is not modified...so where is the problem. The aero bodykit is a factory/dealer fitted option, not a modification. In insurance terms there is a difference, so ensure they are aware its an optional extra and not a personal modification. On the S the insurance will be high for anyone under 25. Admiral or Bell might do it cheap but they are known for not paying up on options and mods even if they are declared (If you write the car off its a basic car they fork out for, they don't seem to pay out for the value of options, even though they charge you extra for them on your premium) |