Car was used and older than 12 months!
And seeing as we were buying from a dealer the few quid shortfall is i thought it was worth it as any insurance company would value it a K less than we paid i'm sure!
Just really testing the water as you say anyone who's claimed using a cheap insurer and shortfall?
As i understand it if the car gets written off in the next 4 years i'd get paid out upto invoice value above the insurance settlement??????