Alright there mate,
Yeah i got my mini One when i was 17 with only 4 months driving experiance under my belt. I found direct line to be the cheapest, although if you wish to
mod your car, dont even think direct line because they just dont insure us!
There wasnt a lot in it but 2nd cheapest was tesco.
Mini's are great cars and wish you all the best in finding the right one, you really have chosen top notch car!!
Hope this helps.
Alex