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[markcoopers]

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Funny isn't it, I was already insured with Norwich Union on my old car, but when I phoned to change my insurance for my new S in January, the person I spoke didn't seem to even know that such a thing as a Chili pack existed. Anyway the quote they gave me was about the same as Mini Cover would give me and Mini would reprotect my NCD (I lost the protecting due to a couple of mishaps).

Second that! I must of phoned 15-20 insurance people, all asked exactly the same questions, all gave different quotes and held different views on the Chilli pack. I did try the BMW/MINI insurance, about £120 more but at least understood the Chilli thing. Cant wait untill next year and I have to do it all again

I collect my car on Friday, the MINI adventure will begin.