It is a complete joke, I am moving to London in September where my car will be in a secure underground parking facility for 98% of the time - I only plan to use it at weekends.
I currently drive to work and back and park on the street at work and at home. Anyway by moving to London my premium increases by almost 100%! From £550 to £1049, and its the same story with everyone I have quoted with, not sure what to do at the moment.