i used to work in he car insurance business for several years and i can only really offer a couple of bits of advice
1 buy a cooper not a
mcs much easier and cheaper to deal with
2 if you must have a
mcs try bell direct normally very good with young drivers
3 accept a high voulantary excess this will bring down the price take 500 voulantary if possible
4 put older relatives e.g mum dad etc on the policy as 2nd drivers (only if they have good records tho) an insurance company looks at the car and says 12000 miles a year one young driver or 12000 miles a year some of it with young driver some with older person it can help alot
hope it works out
