Ouch!! I dont usually look in here but i thought id help ya
I am in a similar position but i am :
19
1 yr ncb
driving for 2 years roughly
not garaged just driveway
Reasonable post code ( in south east)
no points
no accidents
I have a
MCS and i am paying £1500 as named driver with my dad as second driver. and i would have got a further 10% off if i had signed up to a mini owners club. This is with adrian flux.
Also if you plan on modifying it, adrian flux arent like the other insurance companies who go into a hissy fit at the sight of something not oem. Imo they are one of the few companies who cater for proper car enthusiasts.
Most companies are owned by one company, so iirc elephant, norwich union etc are the same company but different name so prices will be in the same ball park.
Good luck!
