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Basil · Jan 24th, 2002, 07:16 AM

Quote:

Originally posted by smiffy
Trust me I work in Car insurance & a modification is classed as something that isnt standard to the car. This applies to alloys, engine & bodywork mods & even salt, pepper & chili packs

The 17" S-spokes are an BMW factory "option" not an accessory or a modification. LMB's quote should be based on the value of the car purchased from the dealer. My forester comes with 16" Alloys from the factory. I don't pay a premium for these wheels. I did however pay an slight premium for my 16" rims on my Astra as these were fitted by me.

With all due respect, the insurance industry has gone berserk since sept 11th, and the massive HIH insurance crash here in australia, and a few other un-related events in other countries. Believe me I know, as I have a business to run which necessitates Public Liabilty insurances and many others. The premiums are sitting on my desk as I type and they have more than DOUBLED from last year.

Sorry but the insurance industry is not on my "happy" list at the moment........

Find another Insurer that doesn't try and rip you off LMB. There must be one out there somehwere !!!

Jan 24th, 2002, 07:16 AM	#14
Basil MINI2 Master Join Date: Nov 2001 Local Time: 10:58 PM Posts: 5,956 Offline	Quote: Originally posted by smiffy Trust me I work in Car insurance & a modification is classed as something that isnt standard to the car. This applies to alloys, engine & bodywork mods & even salt, pepper & chili packs The 17" S-spokes are an BMW factory "option" not an accessory or a modification. LMB's quote should be based on the value of the car purchased from the dealer. My forester comes with 16" Alloys from the factory. I don't pay a premium for these wheels. I did however pay an slight premium for my 16" rims on my Astra as these were fitted by me. With all due respect, the insurance industry has gone berserk since sept 11th, and the massive HIH insurance crash here in australia, and a few other un-related events in other countries. Believe me I know, as I have a business to run which necessitates Public Liabilty insurances and many others. The premiums are sitting on my desk as I type and they have more than DOUBLED from last year. Sorry but the insurance industry is not on my "happy" list at the moment........ Find another Insurer that doesn't try and rip you off LMB. There must be one out there somehwere !!!