| Not elephant
elephant is part of Admiral and I think we can safely say I have a bee in my bonnet about them now. I've used Admiral before and had no complaints but that was before I had a MINI with the usual long list of extras that BMWs have.
Admiral/elephant/... only if you have (virtually) no options. If you're really high risk (young, convictions, inner city, etc) try Adrian Flux - I've had some pretty competitive quotes from them in the past.
This is the self-preservation society | 
