As Scrogg feels I always turn up when money is mentioned ( and on reflection I think he is right) here is my offering.
Firstly ask the seller to get a letter from Mini Finance confirming the settlement figure. This is so that you can be sure what is paid in clears the finance. If you are really cautious you get a photocopy and ring Mini Finance to confirm the letter is genuine.
Then you got to the bank you armed with your bankers draft and the seller with cash and you pay in the bankers draft plus cash to the credit of Mini Finance. The reason the seller has to produce cash is you don't want him to bounce a personal cheque or a dodgy bankers draft.
If the seller wants to go through the routine described in my previous post with your bankers draft, that is up to him.
You then drive off in the car. BTW if the amount to clear the finance has changed slightly between the letter from Mini Finance and them receiving the payment, the difference will be so small to be something you could pay if the seller does not. You will want a copy of the letter from Mini Finance confirming the clearance of the finance in due course.
I would confirm these arrangements to the seller in writing to be on the safe side |