| Add another future HC/Silver roof owner here. Just placed an order for a new '08 Cooper S Clubman with 16" bridge spoke wheels, black/grey leatherette sports seats, Gotham grey door cards, checkered dash/door trim, 6-speed automatic transmission, multifunction steering wheel, iPod adaptor and front/rear fog lights.
It is a "low spec" Cooper S Clubman and still manage to get the car for US$26,200 and US$28.5K out-the-door.
I think that Hot Chocolate looks best with either silver or body color roof (Still with silver C-pillars). Sorry, but as much as I like the black roof in other MINIs, I think HC/Black looks down right weird. The black roof with black c-pillars just doesn't work for me. | 
