This one is actually more of a tip, again common-sense, but again easy to overlook.
Double check your documents when you actually get them from your insurance, don't just file them or have a quick glance, check them over properly, as they are sometimes wrong and you can find out when it's to late
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This has actually happened to me and a close friend of mine, I had to add on a specific car on to my policy as there was a clause that actually excluded it from the normal policy unless it was specified, I went to TAX the said car with all my document in order, or so I thought, until I was refused TAX, as I wasn't covered on the vehicle (due to a typing error on my insurance certificate), I contacted the my insurance and they confirmed that I hadn't been covered on that car due to the error
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A close friend of mine insured a car, as it was an expensive car (£14,000), that he couldn't actually afford to loose, he had the car covered Fully Comp (he stated Fully Comp) as he was keeping the car for a while, he got his cover policy through , filed it as you do, on the next renewal date the premium nearly doubled, when he asked why, he was told that he had stated Fully Comp this time and that he was only covered 3rd Party last year
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Had either of us had have had a claim, they could have been voided, or we may not have had the cover that we thought that we had, so double check your documents and sort any mistakes straight away
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