Have purchased the Mini extended warranty so have the road-side assistance - curious though as to whether the water pump would be covered under warranty if the supercharger belt broke considering it's a wear and tear item
Simple answer is no...... its called a consequential loss ie something else that fails due to a wear and tear item wearing ,is not covered
To be fair BMW are lots better in this respect than other manufacturers and often help towards costs.
A lot of owners buy extra cover to safeguard themself when buying used cars, they often promise the earth and people feel comforted -however the devil is in the detail ,and the small print conditions often mean that when you wish to claim they simply point you to a get out clause
REAL EXAMPLE; a guys gearbox failed 3 months after he got the car---- £2500
never mind he thought the warranty I paid will cover this.......
the warranty company then wanted him to pay for a removal and strip down ,find the EXACT cause of the problem--(in this case a bearing) they would then cover the cost of the bearing ..around £12......
This is not as uncommon as you would expect . other favourite get outs ....you failed to keep the service inspection up to date... you failed to operate the clutch correctly .... you covered too many miles per week.....
Its worth reading every condition on warranties ...some of them a quite humourous -unless you ever want to claim!!!!!!