MINI2 - MINI Forum - View Single Post

Freedo · Mar 18th, 2008, 03:39 PM

Quote: Originally Posted by Tunster (original)

Freedo: I think you're going to have to let time pass by I'm afraid unless you can pay for it. I would wait 2 years so you reach 3 NCB and are 21. By then, you'll have enough discount and your experience/age will help. As everyone else has said, "fronting" isn't going to get you anywhere. I know I don't have any idea of your driving skills, but having a Cooper S or JCW at 19 is dangerous with probably the little experience you have. Even the Cooper S is a lot of car to handle.

I'm 21 and with 2 NCB. I've managed to push my first premium to be £1000 with my Dad as a named driver for my new MCS I'm getting in 2 weeks time. For some people, it works, some it doesn't.

Maybe you should be looking at a Cooper or even a Cooper D? Then trade it in after 2/3 years. That's what I would do in your position.

I think I'd be able to handle a MCS. I did used to work at brands hatch as a motorsport mechanic for around a year driving/testing Audi s/seaters and Peugeot 206 Rally cars. I did also own a 106 rallye which was probably just as fast as a MCS - (1/4 mile 14.8).

Quote: Originally Posted by drumzz (original)

ok, im in a similar position to you. putting your mum's name on the v5 makes no difference to insurance - its who actually owns the car - my mum's name is on the v5 registration document of my cooper S.

however, I'm insured in my own name with both my parents as named drivers - hence, i am the main driver.

got the S when i had just turned 18, with 0 ncb - £2900. that's after moving up from a cooper - they're great cars, but nothing on the S.

best of luck.

Soo, Drumzz who was that with? I should get it near, if not under £2k with my 'stats' then...

Mar 18th, 2008, 03:39 PM	#12
Freedo MINI2 Regular My Classifieds Join Date: May 2007 Location: Tunbridge Wells,Kent Local Time: 05:18 AM Posts: 159 Offline	Quote: Originally Posted by Tunster (original) Freedo: I think you're going to have to let time pass by I'm afraid unless you can pay for it. I would wait 2 years so you reach 3 NCB and are 21. By then, you'll have enough discount and your experience/age will help. As everyone else has said, "fronting" isn't going to get you anywhere. I know I don't have any idea of your driving skills, but having a Cooper S or JCW at 19 is dangerous with probably the little experience you have. Even the Cooper S is a lot of car to handle. I'm 21 and with 2 NCB. I've managed to push my first premium to be £1000 with my Dad as a named driver for my new MCS I'm getting in 2 weeks time. For some people, it works, some it doesn't. Maybe you should be looking at a Cooper or even a Cooper D? Then trade it in after 2/3 years. That's what I would do in your position. I think I'd be able to handle a MCS. I did used to work at brands hatch as a motorsport mechanic for around a year driving/testing Audi s/seaters and Peugeot 206 Rally cars. I did also own a 106 rallye which was probably just as fast as a MCS - (1/4 mile 14.8). Quote: Originally Posted by drumzz (original) ok, im in a similar position to you. putting your mum's name on the v5 makes no difference to insurance - its who actually owns the car - my mum's name is on the v5 registration document of my cooper S. however, I'm insured in my own name with both my parents as named drivers - hence, i am the main driver. got the S when i had just turned 18, with 0 ncb - £2900. that's after moving up from a cooper - they're great cars, but nothing on the S. best of luck. Soo, Drumzz who was that with? I should get it near, if not under £2k with my 'stats' then... More whiiiine please!