[mcs_sjp]

I am due to take delivery of my third Cooper S at the end of the month.

I have gone all out in terms of spec on this - will summarise below as may need it for any advice any fellow members can give:

Cooper S with Chili Pack
JCW Aero Kit
17" Web Spoke Alloys
Tinted Rear Windows
Visibility Pack

I insure my current R56 Cooper S with Mini Insurance, however after contacting them for a revised policy price today, they want a substantial amount more for my new car, mainly because of the bodykit!

Can anyone advise as to which insurer offers best cover with aforementioned modifications?

I am 25 years old (26 in July), have 3 years NCD, no claims/convictions, vehicle garaged overnight.

I find it crazy that as soon as you mention its a Mini insurers ask what modifications yet my parents have BMW and Range Rovers both of which have been spec'd up but they don't need to specify what has been changed on their policies i.e. different wheels, etc

Why are us Mini drivers seemingly penalised for the cars we drive - not wanting to rant 'n rave, but at least we are driving decent, safe, modern cars which is a lot more than can be said for some of the 'wrecks' I pass on my daily travels!!!

Any advice/experience greatly appreciated - Thank you