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Thread: Insurance
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Old Jun 21st, 2003, 06:43 PM
omega
MINI2 Newbie
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Join Date: Jun 2003
Posts: 9
Local Time: 05:31 AM
Eritrea
England Insurance

Just wondering if people actually tell their insurance company that they have the aero kit fitted.

I have put down on my quote (cooper) that the car is worth £15000. It will be picked up with it on, so as far as I'm concerned it hasn't been 'modified'. They should realise by the price of the car that it has options fitted and ask what they are if they want to make sure what exactly people have bought.

If I bought it and then fitted new wheels and the a/kit 2 months later then I would class that to be modified, as it wouldn't have been picked up new in that condition.

If you bought an Audi and fitted sat/nav & TV etc you wouldn't tell your insurance company, as it was factory fitted. If you crashed it though, it would have a massive impact on the repair costs.

What does everyone think?
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