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[dinger]

Quote:

Originally posted by omega

If it is the case that insurance companies pay out on only the basic cooper, does everyone who buys one tell their insurance company exactly what options are fitted? I don't think so. Therefore I reckon that probably 95% of mini's on the road would technically not be paid out for if stolen/crashed as chilli packs, clear lights etc were not mentioned when buying the policy.

If you want to protect your investment then you need to tell them what options you have had fitted otherwise you will give them the excuse of not paying out in the event of a claim.

Quote:

Originally posted by omega


Telling them everything about your car is wise I suppose, but they will simply see it as an excuse to add £s onto the premium, when they already want £800+ anyway.

Thats maybe the case,but if you dont who's going to get short changed if you ever have to put a claim in.

dinger