Quote: Originally posted by omega Thanks for your replies.
Direct Line load Chili Packs by 10%, so some companies are more aware than others.
Quote: I believe that it should be the insurance company and not the policy holder who has to take the initative over added extras. For example, when you get a quote for a mini it should then list all the possible extras for you to chose from. The way they simply say 'cooper' or 'one', is simply inviting you to buy a policy, which they know will nine times out of ten, be void if and when a claim is made.
I disagree Omega. The Policyholder should take the initiative over cover for the added extras. Otherwise this leads the insurance process open to abuse and I'd rather not have my premium increased to pay for those who don't want to pay a fair premium for a certain level of cover. If someone had paid £100 for £30K's worth of contents cover, then is it fair for them to receive £40K because they forgot to tell the insurance company of some new possessions?
I cannot see, even in this InfoTech age, of a computer system that could cover every possible option for every car on the market. If there were the costs would push up premiums.
Quote: I will tell them, but if they then say they want another few hundred pounds for the aero kit, I will tell them that their quote system should be changed to take things like this into account. Hopefully they will see sense and not charge me anymore, although knowing insurance companies its not very likely is it?
Pigs are more likely to fly
