It's a damn shame someone comes here to ask assistance and more people jump on the stereotypical all teenagers crash and bang. I'm 30 years old now and have never hit anything, I've had a nice car since the day I turned 16 and got my learners permit. Not all the young people in this world are as incapable as some.
Theres absolutely no way to know whether Nathan is ready or not but obviously his parents think he is (considering they are willing to spend $21,000) and they know him much better!
*jumps off the rant podium*
Welcome to MINI2 Nathan!!
As for your question(s) Nathan I concur with what MINIAC had to say