From just sniffing around it looks like the rate will be about $1,500 a year in the Philadelphia Suburbs. Check your deductables, which in this area should be at least $500 and better yet be $1,000. Check how you are covered for Stacked UM and Stacked UIM. In Pennsylvania it is best for your tort amount to be the state required amount and have a seperate excess liability policy.
The big problem in the Philadelphia area is the uninsured cars in the city. These add about $800 a year to the insurace cost, more if you live in the city. |