What you\'ver to look at Johnboy is the desirabilty of the car.
The MINI is probably THE most desirable car at the
mo\' which means premiums will be high. Also the chances of having some jealous neighbour key it, smash a window etc are extremely high for the same reason.
The value of the car is also taken into account. If you stack it, it will cost a fortune to repair/replace.
All adds up to expensive insurance.
You\'ll probably find it will drop after a while though as the initial surge of interest in the car begins to subside a bit and it becomes more common place on the roads.