The dealers will always match the market rates. Mine didn't even bother to even suggest that I sign up to 14%APR. So long as you look as though you know what you are talking about and take a few adverts with you, they will match the best market rates. The good thing about MINI finance is that you can walk in to the dealership in the morning, like I did, make an instant decision and drive out with your new MINI in the afternoon!!
