MINI2

Laury · Dec 31st, 2005, 07:38 PM

my insurance company has just eventually paid out after much chasing around, which leaves me to my question of the day to other unfortunate people who had claim before:

how long before your insurance company paid out from the date of your claim??

i know that there are variants but i found 14 weeks rather strung out and ridiculous long.....

dietcokeplease · Dec 31st, 2005, 10:45 PM

My mate had his Merc written off on a Saturday by a driver who had just driven back from holiday in France and inexplicably jumped a red light close to home.

The third party was insured through Direct Line and they sent a claims assessor to view his car on the Monday. They admitted liability on Tuesday and sent a cheque which he had agreed/haggled with the assessor. He was told that he could keep the hire car they supplied to him for a further week after the cheque was cashed.

Pretty good going for a total loss, but when it's stolen they like to hang around in case the car is found and can be returned to you.

Laury · Jan 1st, 2006, 12:02 AM

Quote: Originally Posted by dietcokeplease

My mate had his Merc written off on a Saturday by a driver who had just driven back from holiday in France and inexplicably jumped a red light close to home.

The third party was insured through Direct Line and they sent a claims assessor to view his car on the Monday. They admitted liability on Tuesday and sent a cheque which he had agreed/haggled with the assessor. He was told that he could keep the hire car they supplied to him for a further week after the cheque was cashed.

Pretty good going for a total loss, but when it's stolen they like to hang around in case the car is found and can be returned to you.

wow that is super rapid - my brother unfortunately crashed into a tree and his insurance âid out the total loss within a fortnight and now has a new vehicle, within this period i've been on the dog and bone almost everyday

i understand that the companies wait at least 4 weeks before confirming a stolen car a total loss, but i found that i had to do all the chasing and faffing around, and 14 weeks really took the biscuit

BlackFerret · Jan 1st, 2006, 04:30 PM

this was after a complete write off

direct line sent me a check within 5 days... then another 3 days later cause my excess was lower than they thought!

Dec 31st, 2005, 07:38 PM	#1
Laury ~~MINI2 Surfer~~ Join Date: Sep 2005 Location: Greenwich Peninsula Local Time: 11:09 PM Posts: 1,233 Offline	Insurance Settlement Timescale my insurance company has just eventually paid out after much chasing around, which leaves me to my question of the day to other unfortunate people who had claim before: how long before your insurance company paid out from the date of your claim?? i know that there are variants but i found 14 weeks rather strung out and ridiculous long.....

Dec 31st, 2005, 10:45 PM	#2 (permalink)
dietcokeplease Official MINI2 Fluffer Join Date: Jul 2001 Location: Spearmint Rhino Local Time: 10:09 PM Posts: 5,315 Offline	My mate had his Merc written off on a Saturday by a driver who had just driven back from holiday in France and inexplicably jumped a red light close to home. The third party was insured through Direct Line and they sent a claims assessor to view his car on the Monday. They admitted liability on Tuesday and sent a cheque which he had agreed/haggled with the assessor. He was told that he could keep the hire car they supplied to him for a further week after the cheque was cashed. Pretty good going for a total loss, but when it's stolen they like to hang around in case the car is found and can be returned to you. There is just one moon and one golden sun; And a smile mean friendship to ev'ryone; Through the mountains divide, and the oceans are wide; It's a small world after all.

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Jan 1st, 2006, 12:02 AM	#3 (permalink)
Laury ~~MINI2 Surfer~~ Join Date: Sep 2005 Location: Greenwich Peninsula Local Time: 11:09 PM Posts: 1,233 Offline	Quote: Originally Posted by dietcokeplease My mate had his Merc written off on a Saturday by a driver who had just driven back from holiday in France and inexplicably jumped a red light close to home. The third party was insured through Direct Line and they sent a claims assessor to view his car on the Monday. They admitted liability on Tuesday and sent a cheque which he had agreed/haggled with the assessor. He was told that he could keep the hire car they supplied to him for a further week after the cheque was cashed. Pretty good going for a total loss, but when it's stolen they like to hang around in case the car is found and can be returned to you. wow that is super rapid - my brother unfortunately crashed into a tree and his insurance âid out the total loss within a fortnight and now has a new vehicle, within this period i've been on the dog and bone almost everyday i understand that the companies wait at least 4 weeks before confirming a stolen car a total loss, but i found that i had to do all the chasing and faffing around, and 14 weeks really took the biscuit

Jan 1st, 2006, 04:30 PM	#4 (permalink)
BlackFerret Here and There Join Date: May 2005 Location: Hampshire Local Time: 11:09 PM Posts: 496 Offline	this was after a complete write off direct line sent me a check within 5 days... then another 3 days later cause my excess was lower than they thought!

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