Ok, soo many times I see different threads on this site for young drivers with modified minis wanting cheaper insurance. So I decided that as I am just about to renew my insurance and decided to phone everyone I could find. Below is a list of the insurance companies and the quotes. I Havent included noriwch untion as there are two companies within the company Noriwch Union and norwich Union Direct (one of them wont insure me on the car but the other will although they are not cheap cant remember which way round though)
My Details:
19 years old
2 Years no claims
2 years Driving Experience
No Points
No Pending Convictions
No Previous Convictions
Male
Mini Cooper Chilli
Aero Bodykit
18"
JCW Black Alloy Wheels
Click the link at the bottom of my pic for images of the car in question. Ok please note insurers like Directline will not insure young drivers with Modifications to the standard spec..god help anyone who has a modified car and is driving around without them knowing. Will a
MOD please close this thread and put it to the top of page 1 as I want this as a reference thread only and not a discussion. Thankyou.
Direct Choice - 0800 458 1750 - 1800
Endsleigh -0800 288 9549 - over £2k
A Quote - 08000 923 935 - £2500
Adrian FLux - 08700 777 888 - No Answer but worth a try
Tesco - 0845 300 400 - £1818.60
4 Young Drivers - 0870 77 0 70 33 - £1700
DNA Insurance - Search google for number - £2150
Elephant - 0870 013 1072 - No Answer couldnt be bothered to wait worth a try
Motor Quote Direct - 0800 484433 - Wont Insure
RAC - Search google for number - Awaiting return phone call
Liverpool Victoria - 0800 514 514 - Wont Insure
Marks & Spencer - Search Google for number - £1639.39
Bell.co.uk - 0800 140 180 - £1403.18 (will not replace mods)
Admiral - Same group as bell (will not replace mods)
BMW Insurance - 0870 02 40 320 - £1815.45
Hastings Direct - Search google for Number - £1519
I have chosen Hastings as the company that I will be renewing my insurance with. All mods will be covered and replaced if necessary. The above quotes are based on my personal details and may not be the exact price for yourself. Please note all insurance companies have a slight give in all quotes not alot but a small amount so do try to haggle.
If you want any further help please PM me

hope the above helps and answers alot of these new topics from young drivers.