Insurance for 17 year old cooper or one? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
2014 MINI Cooper Hardtop Revealed AutoGuide.com MINI News 13 Dec 12th, 2014 10:39 AM
2014 MINI Cooper S Revealed in Spy Photos AutoGuide.com MINI News 13 Dec 12th, 2014 07:00 AM
True running costs of R56 Cooper S? cupofjavaa General Discussion 8 Nov 23rd, 2013 08:25 AM
Learning to Drive MINIs the Way John Cooper Intended AutoGuide.com MINI News 0 Jul 26th, 2013 07:12 PM
cooper s JCW kit insurance implications. Franzz Second Generation MINI Cooper S 4 Nov 27th, 2012 08:09 AM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old May 1st, 2006, 07:53 PM
MINI2 Newbie
Offline
 
Join Date: May 2006
Posts: 10
Local Time: 02:19 AM
United Kingdom
Insurance for 17 year old cooper or one?

Hi, This is my first post so if i post it in the wrong thread please let me know. Just a quick questions, i was wondering if anyone(preferably aged 17) had recently had a quote on a MINI cooper. I can't seem to find anywhere that will even give me a quote. I have read up on the previous threads for young drivers but there doesn't seem to be an outcome on the other posts. I was also considering a MINI one and i have had a couple of good quotes from MINI cover and Tesco, but i would really prefer the MINI cooper.

Thanks in advance, Amy
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old May 1st, 2006, 08:21 PM
Rayman's Avatar
"Buying and selling"
Offline
Send a message via MSN to Rayman
 
Join Date: Dec 2003
Location: Warrington
Posts: 707
Local Time: 02:19 AM
United Kingdom View Rayman's Indi Blue & White 1st Gen MINI Cooper Profile
I know the cooper always looks better than the one but personally if i was to buy agan it would be a mini one, i think it offers much better value for money besides its the same engine just lower power output. My choice would be either mini one or cooper s.

What makes you want the cooper more than the one? I think adding more options to a mini one is better than less options on a cooper.

If your desperate for cheap insurnace try admiral/bell/elephant although they dont cover your options even tho you pay extra to cover them. It is cheaper cover for that reason.

2001 cooper (sold)
1995 Supra RZ-S TT auto in white.
Reply With Quote
  #3 (permalink)  
Old May 1st, 2006, 10:37 PM
xavier2k3's Avatar
MINI2 Newbie
Offline
Send a message via AIM to xavier2k3 Send a message via MSN to xavier2k3 Send a message via Yahoo to xavier2k3
 
Join Date: Oct 2004
Location: Birmingham
Posts: 47
Local Time: 02:19 AM
United Kingdom
Try co-operative insurance services: www.cis.co.uk - being a guy, and just turned 18, they quoted 3990 on a cooper and 3234 on a one. i am a guy though and have been driving for less than one year but that includes a pass plus discount.

elephant quoted me 6.5k on a one!

Try easy money insurance: http://www.easymoneyinsurance.com - they're adminstered and underwritten by zurich. I was quoted 2816.56 on a Mini One, they wouldn't insure me on a cooper.

as for the whole one/cooper debate, just get a one. pretty much everything you can do to a cooper you can to a one and it's cheaper to insure...just makes more sense.

hope this helps!

regards
--marty
Reply With Quote
  #4 (permalink)  
Old May 1st, 2006, 11:46 PM
MINI2 Newbie
Offline
 
Join Date: May 2006
Posts: 10
Local Time: 02:19 AM
United Kingdom
Yeah, i got a quote of 1388 on MINI insurance just for the basic one no extras at all, i thought it was ok considering my sister has a Yaris and her first year cost 1700. The quote i got was using my sisters information because I'm not 17 til December, but everything is the same apart from the name and the date of birth, but i expect it will change alot by the time i am ready to purchase the insurance. I think i will just go for the one, it was a choice between a new one or a used cooper. Thanks for the replies

Last edited by amyb896; Jun 4th, 2006 at 11:20 PM.
Reply With Quote
  #5 (permalink)  
Old May 3rd, 2006, 02:34 PM
danb's Avatar
MINI2 Master
Offline
 
Join Date: Jan 2005
Posts: 750
Local Time: 02:19 AM
United Kingdom Male View danb's Astro Black & Body Color 2nd Gen MINI Cooper S Profile View danb's Classified Ads
When I was 18 I was insured on a ONE with Norwhich union, paying 597 for a 10 month rapid bonus policy with 1 year NCB - may be worth trying them
Reply With Quote
  #6 (permalink)  
Old May 3rd, 2006, 11:47 PM
MINI2 Newbie
Offline
 
Join Date: May 2006
Posts: 10
Local Time: 02:19 AM
United Kingdom
The insurance premium seems to go down alot with 1 year NCB, my sister just got her quote in for her 2nd year and it was 900 odd, so its gone down by about 800, so i think anywhere i try and get a quote will be over 1000 at least. Thanks anyway.
Reply With Quote
  #7 (permalink)  
Old May 4th, 2006, 12:26 AM
KrisMcGrath's Avatar
MINI2 Regular
Offline
Send a message via MSN to KrisMcGrath
 
Join Date: Dec 2005
Location: Brighton
Posts: 323
Local Time: 01:19 AM
United Kingdom Male View KrisMcGrath's Dark Silver & Black 1st Gen MINI Cooper S Profile View KrisMcGrath's Classified Ads
i insured my ONE to start on my 17th birthday with provisional obviously and it was 1660 for me as only driver.
Now with 1 year NCB bonus and almost 18 my newest quote is 920 to start on my 18th birthday.
I have the Salt pack which puts it up a bit as it has alloys etc.
Its with www.directline.co.uk but woulnt insure me on the phone so i did it online :S
I couldnt get any quotes for a cooper, if its the performance your after then get a ONE and get it remapped.
Good luck, Kris

GREY COOPER S 17" Alloys, 15% Reduced Supercharger Pulley, Panoramic Sunroof, Auto Air Con, Spoiler, Half Leather Sport Seats, Twin Exhaust and personalised numberplate
Reply With Quote
  #8 (permalink)  
Old May 4th, 2006, 12:44 AM
brocky16v's Avatar
Electric blue Coooper!
Offline
Send a message via MSN to brocky16v
 
Join Date: Mar 2006
Location: Chichester, W.Sussex
Posts: 71
Local Time: 02:19 AM
United Kingdom Male
18 with a cooper. With Bell insurance, 1800 with one years driving exp. A lot of companys gave me quotes bar BMW Insurance. Good Luck
Reply With Quote
  #9 (permalink)  
Old May 4th, 2006, 10:39 PM
mooneymini's Avatar
MINI2 Master
Offline
 
Join Date: May 2005
Location: Oxfordshire
Posts: 1,136
Local Time: 02:19 AM
United Kingdom Female View mooneymini's Classified Ads
id reccommend egg.com for motor insurance.

quoted me 700 on a 2.2 sport Z3 convertible (aged 20 1yrNCB)

also - i got my mini cooper last year and insurance for it was only 500 and thats with mods too.
So it will be more - but you'l get a quote surley

CENTRE
Reply With Quote
  #10 (permalink)  
Old May 7th, 2006, 01:59 PM
Jordan210's Avatar
Has met Quack Quack Jack
Cyber Police
Offline
Send a message via MSN to Jordan210
 
Join Date: Aug 2005
Location: In your House !
Posts: 9,618
Local Time: 02:19 AM
Suriname Male View Jordan210's Classified Ads
My brothers 19 with an aero kitted one and he got quoted from 1500 to 6k and thats with 2 years no clames

i have not done one for what i will be on my one seven when im 17


MINI2's Resident Dyslexic
Reply With Quote
  #11 (permalink)  
Old May 10th, 2006, 09:16 PM
xavier2k3's Avatar
MINI2 Newbie
Offline
Send a message via AIM to xavier2k3 Send a message via MSN to xavier2k3 Send a message via Yahoo to xavier2k3
 
Join Date: Oct 2004
Location: Birmingham
Posts: 47
Local Time: 02:19 AM
United Kingdom
Quote: Originally Posted by mooneymini
id reccommend egg.com for motor insurance.

quoted me 700 on a 2.2 sport Z3 convertible (aged 20 1yrNCB)

also - i got my mini cooper last year and insurance for it was only 500 and thats with mods too.
So it will be more - but you'l get a quote surley

they're underwritten by the same people as Mini insurance.

regards
--marty
Reply With Quote
  #12 (permalink)  
Old May 21st, 2006, 12:53 AM
Mini_Anton's Avatar
It's a Mini Adventure....
Offline
Send a message via MSN to Mini_Anton
 
Join Date: Mar 2006
Location: Sheffield/Derbyshire
Posts: 177
Local Time: 02:19 AM
United Kingdom Male View Mini_Anton's Pure Silver & Black 1st Gen MINI Cooper Profile
Just tried egg.com. Got quoted 1896 on my own. I'm 20 and have had my license since March 05. Thats getting insured on my car which is a 2002 cooper with chilli pack.
Reply With Quote
  #13 (permalink)  
Old May 24th, 2006, 01:29 PM
DSapseid's Avatar
Now with added spotlights
Offline
Send a message via MSN to DSapseid Send a message via Skype™ to DSapseid
 
Join Date: Oct 2005
Location: Nr Chichester W-Suss
Posts: 348
Local Time: 01:19 AM
England Male View DSapseid's Pure Silver & Body Color 1st Gen MINI One Profile View DSapseid's Classified Ads
im 18 and drive a one and my insurance is 1100 with norwich union
Reply With Quote
  #14 (permalink)  
Old May 24th, 2006, 03:28 PM
Serby's Avatar
Has met Quack Quack Jack
:: 32mpg woo! ::
Offline
Send a message via MSN to Serby
 
Join Date: Aug 2003
Location: Nottingham
Posts: 1,023
Local Time: 02:19 AM
United Kingdom Male View Serby's Pure Silver & Body Color 1st Gen MINI Cooper S Profile
I've found Direct Line pretty good, in the past I was able to build up NCB whilst only a named driver. Now I've got my Cooper its 1100, just turned 19.
Reply With Quote
  #15 (permalink)  
Old May 24th, 2006, 04:01 PM
PaulusMaximus's Avatar
MINI2 Regular
Offline
Send a message via MSN to PaulusMaximus
 
Join Date: Aug 2005
Location: West Norfolk
Posts: 296
Local Time: 02:19 AM
United Kingdom Male View PaulusMaximus's Electric Blue & White 1st Gen MINI Cooper S Profile
Blimey, I feel really sorry for you guys, most of those quotes are hideous! I know I'm 22 but give mini cover a try, and ramp up the excess, they seem to drop the premium heavily if you do.

However, agreed with the Norwich Union cries, my other car is with them and it costs peanuts. (again, the excess trick works well with them, reduced premium from 580 to 310)

Paul

Still online, but not here... Find MINI2 on facebook for details!
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
2014 MINI Cooper Hardtop Revealed AutoGuide.com MINI News 13 Dec 12th, 2014 10:39 AM
2014 MINI Cooper S Revealed in Spy Photos AutoGuide.com MINI News 13 Dec 12th, 2014 07:00 AM
True running costs of R56 Cooper S? cupofjavaa General Discussion 8 Nov 23rd, 2013 08:25 AM
Learning to Drive MINIs the Way John Cooper Intended AutoGuide.com MINI News 0 Jul 26th, 2013 07:12 PM
cooper s JCW kit insurance implications. Franzz Second Generation MINI Cooper S 4 Nov 27th, 2012 08:09 AM

» Recent Threads
Anyone know what this knob does?
Dec 20th, 2014 12:19 PM
Last post by Cooper S Jon
Today 12:41 AM
9 Replies, 390 Views
New Owner with a Question.
Dec 18th, 2014 01:44 AM
Last post by SteveB00
Yesterday 10:20 PM
2 Replies, 360 Views
Newbie help POWER SEEMS WEAK????
Yesterday 09:33 PM
Last post by Antb1986
Yesterday 09:33 PM
0 Replies, 72 Views
2005 mini base starting issues
Yesterday 09:12 PM
Last post by ger2005mini
Yesterday 09:12 PM
0 Replies, 91 Views
Gearbox noise
Nov 30th, 2014 04:01 PM
by Tomdev
Last post by Tomdev
Yesterday 08:37 PM
4 Replies, 448 Views
2003 MINI cooper S
Yesterday 08:13 PM
Last post by Haakonnor
Yesterday 08:16 PM
1 Replies, 95 Views
PPI in Northern California?
Yesterday 07:26 PM
Last post by scrapple5
Yesterday 07:26 PM
0 Replies, 88 Views
Light loose steering then EML light. Possible hump back bridge issue
Dec 20th, 2014 04:44 PM
Last post by CCroker
Yesterday 07:13 PM
1 Replies, 254 Views
Clutch Slipping
Dec 14th, 2014 04:48 PM
Last post by CCroker
Yesterday 07:09 PM
3 Replies, 275 Views
Exterior light on top of boot door
Yesterday 06:33 PM
Last post by Fatzburger
Yesterday 06:33 PM
0 Replies, 103 Views
Key button Door Unlock
Dec 19th, 2014 06:48 PM
Last post by ssoliman
Yesterday 04:05 PM
2 Replies, 236 Views
Using Torque to locate HPFP issues
Yesterday 03:39 PM
by genik
Last post by genik
Yesterday 03:39 PM
0 Replies, 110 Views
2002 R50 cooper metallic noise at anything over idle
Yesterday 12:34 PM
Last post by Gonewest
Yesterday 12:34 PM
0 Replies, 133 Views
Help please: Humpback bridge whoops steering odd and EML light
Dec 20th, 2014 04:39 PM
Last post by The Nun
Yesterday 12:09 PM
1 Replies, 199 Views
Wanted: ride in a NRF shod R56 Cooper S
Yesterday 11:35 AM
by Farms
Last post by Farms
Yesterday 11:35 AM
0 Replies, 131 Views
Cooper S headlight removal
Yesterday 09:43 AM
Last post by Milpol
Yesterday 09:55 AM
1 Replies, 133 Views
Boot won't open manually
May 12th, 2014 07:55 PM
Last post by SSHampton
Yesterday 09:06 AM
9 Replies, 1,468 Views
How best to sell Mini
Dec 13th, 2014 01:00 PM
Last post by UtilityGuy
Yesterday 01:04 AM
4 Replies, 701 Views
HELP PLEASE- Any way to disable alarm on 2007 Mini Cooper D using the KEY?
Dec 20th, 2014 09:07 PM
Last post by jhutton0912
Dec 20th, 2014 09:07 PM
0 Replies, 175 Views
R56 MCS JCW cooling system problem?
Nov 15th, 2014 05:11 AM
Last post by Richard of the Hills
Dec 20th, 2014 12:00 PM
1 Replies, 555 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 01:19 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2