MINI2

eBrit · Jul 25th, 2002, 03:25 AM

I've just got to that exciting time of life when I'm making REAL preparations for delivery of my MCS...like INSURANCE .

I'm pleasantly suprised how inexpensive most quotes are, I've tried MINI/BMW (who seem to really be EGG), EGG themselves, Tesco, Direct Line...all about £430 to £490 pa. But my current company ~ Norwich Union Direct ~ have left me "gob-smacked"

£315.83 pa (I have it in writing in front of me) for full comprehensive, two named drivers, and includes legal services, a hire care in event of an accident, protected no claims bonus, and only £120 excess. I made them check they were quoting for a Cooper S not a Cooper - they are quoting for an S.

Wow...that feels good to me....Anyone know of a cheaper deal before I take this one?

(by the way both drivers are over 50, clean licences, car is garaged...perhaps been older has its advantages!)

eBrit

KenL · Jul 25th, 2002, 03:37 AM

That is a good quote.

Do you know if they'll let you have the car fixed in an approved MINI bodyshop in the event of an accident or do they tell you where to take it?

eBrit · Jul 25th, 2002, 03:45 AM

I think it is their own repairers...but I'll check that out. Previously I think its been negotiable!

KenL · Jul 25th, 2002, 03:46 AM

I just tried to get a quote on line but the system fell over because they have no MINI option on the vehicle selection box !

KenL · Jul 25th, 2002, 04:06 AM

This got me thinking about getting the MINI fixed if it ever (fingers crossed) was involved in an accident.

I'm with Direct Line and once had to get a car fixed. I took it to their approved garage and wasn't particularly happy with the quality of the repair.

Given that the car has a bodywork warranty and in order to ensure this is maintained it must be fixed in an approved workshop I called Directline. They said you can take your car anywhere you choose to be fixed which is great. I thought you HAD to use their approved repairers.

I'll be sticking with Directline as they have for years been the cheapest for me.

Ken.

Martin L · Jul 25th, 2002, 04:56 AM

Norwich Union Direct offered you 316 notes

When I wanted to renew my Cooper policy with them they wanted £580, I went with MINI/BMW for £450 instead.
Different circumstances give different quotes I guess.
Anyhoot it's someting to look forwad to when I reach 50

NAC · Jul 25th, 2002, 05:47 AM

Best quote that i had was £359.00 with a £400.00 excess.£417.00 with a £100.00 excess, Quoted by Sainsburys Bank.
I am 42, car not garaged, living in Surrey outside the M25

12000rpm · Jul 25th, 2002, 07:03 AM

hullo everybody! haven't been posting for ages, too many problems dealing with ma cooper!

yea i just wanted to ask if anyones had a quote for the cooper s whos around 20 years old or younger, im finking of exchanging my cooper (keeps falling apart

)

oh and wot company is the best u think?

Johnboy · Jul 25th, 2002, 07:57 AM

Was prev.with Norwich Union - In my case, found Esure to be much cheaper.

JonBlakeburn · Jul 25th, 2002, 08:00 AM

Quote:

Originally posted by 12000rpm
yea i just wanted to ask if anyones had a quote for the cooper s whos around 20 years old or younger, im finking of exchanging my cooper (keeps falling apart )

You can try beating £2500 for a 19 year old for me if you like. The insurance will literally kill me

I ususally use Elephant.co.uk for fast, realistic quotes.

12000rpm · Jul 25th, 2002, 08:58 AM

cheers jon, is that under your name yeah? i was finking that il probably get it under my dads or brothers or who evers name

i had that kind of quote on a civic vti once, probably won't even dare quoting a type r (group 18 insurance!!!) be interesting if anyone had a quote though

thx

RYN · Jul 25th, 2002, 09:37 AM

i recently got a quote for my 205 gti, i'm 20 and one company wanted £4000 fully comp and £2000 tpf&t.

JonBlakeburn · Jul 25th, 2002, 09:59 AM

Quote:

Originally posted by 12000rpm
cheers jon, is that under your name yeah? i was finking that il probably get it under my dads or brothers or who evers name

i had that kind of quote on a civic vti once, probably won't even dare quoting a type r (group 18 insurance!!!) be interesting if anyone had a quote though

thx

Haven't bothered getting a quote for a CTR, as they don't really appeal to me. Having said that, they are starting to grow on me - I used to hate them a lot more than I do now!!

I think I'm going to insure it under my Dad's name actually... It goes down to £500 for him with me as a named driver. Crazy!

Then again, I guess my three points for speeding don't elp me

batemano · Jul 25th, 2002, 10:12 AM

Try MINI Insurance, I got quoted £1900 with £600 excess. I'm 20 with 2 years NCB.

Neil Curtis · Jul 25th, 2002, 10:16 AM

Quote:

Originally posted by 12000rpm
hullo everybody! haven't been posting for ages, too many problems dealing with ma cooper!

yea i just wanted to ask if anyones had a quote for the cooper s whos around 20 years old or younger, im finking of exchanging my cooper (keeps falling apart )

oh and wot company is the best u think?

I'm 23 as is my missus. I got quoted £740 for the pair of us with teh car in her name and me as a named driver. Because i've got a company car, she uses it during the day. It is never garaged cos we ain't got one and live in the CB1 postcode area.

We both have five years no claims but I've got a couple of SP50's and a TT99(not good) to my name so I was quite impressed with that. It was thru the AA on line. I have been told that they don't like anyone without any NCD though.

try them: www.theaa.com

12000rpm · Jul 25th, 2002, 11:46 AM

Quote:

Originally posted by batemano
Try MINI Insurance, I got quoted £1900 with £600 excess. I'm 20 with 2 years NCB.

thx for the quotes guys

£600 excess! u might as well pay for the damage yourself!

still like to know the quote for a group 18 beast though, i can't be bothered to ask myself, don't want to be shocked

12000rpm · Jul 25th, 2002, 12:00 PM

Quote:

Originally posted by JonBlakeburn

Haven't bothered getting a quote for a CTR, as they don't really appeal to me. Having said that, they are starting to grow on me - I used to hate them a lot more than I do now!!

I think I'm going to insure it under my Dad's name actually... It goes down to £500 for him with me as a named driver. Crazy!

Then again, I guess my three points for speeding don't elp me

yea jon did u ever test drive the civic type r? i wonder wot its like

though saying that i had a go in a family members civic vti, they said that on the road theres not THAT much difference from their car to the type r... i was quite disappointed with the vti actually, the steering was too light (compared to the mini) and there wasn't THAT much poke

, vtec sounded cool though...

cheers

Johnboy · Jul 26th, 2002, 10:15 AM

If you think that's taking the p*ss, then try this :
My horse insurance costs more than my car insurance

Neil Curtis · Jul 26th, 2002, 10:23 AM

Quote:

Originally posted by Johnboy
If you think that's taking the p*ss, then try this :
My horse insurance costs more than my car insurance

Is that third party fire and theft or fully comp?

Do you get a courtesy horse when it's at the vets?

Do you build up nay claims bonus?

Do they charge you more if you fit bigger shoes?

dinger · Jul 26th, 2002, 02:38 PM

Just phoned the insurance company that we had our cooper insured with for a quote for the cooper S and I was "GOBSMACKED" as I cannot believe the premium they want.

£281 From Bell Direct For the year, I think thats bloody marvelous

Jul 25th, 2002, 03:25 AM	#1
eBrit MINI2 Senior Join Date: Apr 2002 Location: Hampshire Local Time: 12:26 PM Posts: 574 Offline	UK S Insurance: Can anyone beat this? I've just got to that exciting time of life when I'm making REAL preparations for delivery of my MCS...like INSURANCE . I'm pleasantly suprised how inexpensive most quotes are, I've tried MINI/BMW (who seem to really be EGG), EGG themselves, Tesco, Direct Line...all about £430 to £490 pa. But my current company ~ Norwich Union Direct ~ have left me "gob-smacked" £315.83 pa (I have it in writing in front of me) for full comprehensive, two named drivers, and includes legal services, a hire care in event of an accident, protected no claims bonus, and only £120 excess. I made them check they were quoting for a Cooper S not a Cooper - they are quoting for an S. Wow...that feels good to me....Anyone know of a cheaper deal before I take this one? (by the way both drivers are over 50, clean licences, car is garaged...perhaps been older has its advantages!) eBrit

Jul 25th, 2002, 04:56 AM	#6 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 01:26 PM Posts: 13,597 Offline	Norwich Union Direct offered you 316 notes When I wanted to renew my Cooper policy with them they wanted £580, I went with MINI/BMW for £450 instead. Different circumstances give different quotes I guess. Anyhoot it's someting to look forwad to when I reach 50 MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 25th, 2002, 08:00 AM	#10 (permalink)
JonBlakeburn Indecisive MINI Owner Join Date: Jul 2001 Location: United Kingdom Local Time: 01:26 PM Posts: 476 Offline	Quote: Originally posted by 12000rpm yea i just wanted to ask if anyones had a quote for the cooper s whos around 20 years old or younger, im finking of exchanging my cooper (keeps falling apart ) You can try beating £2500 for a 19 year old for me if you like. The insurance will literally kill me I ususally use Elephant.co.uk for fast, realistic quotes. Jon Blakeburn 2002 Raven Blue Lupo GTi

Jul 25th, 2002, 09:59 AM	#13 (permalink)
JonBlakeburn Indecisive MINI Owner Join Date: Jul 2001 Location: United Kingdom Local Time: 01:26 PM Posts: 476 Offline	Quote: Originally posted by 12000rpm cheers jon, is that under your name yeah? i was finking that il probably get it under my dads or brothers or who evers name i had that kind of quote on a civic vti once, probably won't even dare quoting a type r (group 18 insurance!!!) be interesting if anyone had a quote though thx Haven't bothered getting a quote for a CTR, as they don't really appeal to me. Having said that, they are starting to grow on me - I used to hate them a lot more than I do now!! I think I'm going to insure it under my Dad's name actually... It goes down to £500 for him with me as a named driver. Crazy! Then again, I guess my three points for speeding don't elp me Jon Blakeburn 2002 Raven Blue Lupo GTi

Jul 25th, 2002, 10:16 AM	#15 (permalink)
Neil Curtis Enjoying Married Life! Join Date: Nov 2001 Location: 14 degrees east Local Time: 01:26 PM Posts: 517 Offline	Quote: Originally posted by 12000rpm hullo everybody! haven't been posting for ages, too many problems dealing with ma cooper! yea i just wanted to ask if anyones had a quote for the cooper s whos around 20 years old or younger, im finking of exchanging my cooper (keeps falling apart ) oh and wot company is the best u think? I'm 23 as is my missus. I got quoted £740 for the pair of us with teh car in her name and me as a named driver. Because i've got a company car, she uses it during the day. It is never garaged cos we ain't got one and live in the CB1 postcode area. We both have five years no claims but I've got a couple of SP50's and a TT99(not good) to my name so I was quite impressed with that. It was thru the AA on line. I have been told that they don't like anyone without any NCD though. try them: www.theaa.com Sold MINI, Bought Volvo V40 TD. I Feel Dirty!

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Jul 25th, 2002, 03:37 AM	#2 (permalink)
KenL MINI2 Master Join Date: May 2002 Location: Edinburgh Local Time: 01:26 PM Posts: 5,210 Offline	That is a good quote. Do you know if they'll let you have the car fixed in an approved MINI bodyshop in the event of an accident or do they tell you where to take it?

Jul 25th, 2002, 03:45 AM	#3 (permalink)
eBrit MINI2 Senior Join Date: Apr 2002 Location: Hampshire Local Time: 12:26 PM Posts: 574 Offline	I think it is their own repairers...but I'll check that out. Previously I think its been negotiable!

Jul 25th, 2002, 03:46 AM	#4 (permalink)
KenL MINI2 Master Join Date: May 2002 Location: Edinburgh Local Time: 01:26 PM Posts: 5,210 Offline	I just tried to get a quote on line but the system fell over because they have no MINI option on the vehicle selection box !

Jul 25th, 2002, 04:06 AM	#5 (permalink)
KenL MINI2 Master Join Date: May 2002 Location: Edinburgh Local Time: 01:26 PM Posts: 5,210 Offline	This got me thinking about getting the MINI fixed if it ever (fingers crossed) was involved in an accident. I'm with Direct Line and once had to get a car fixed. I took it to their approved garage and wasn't particularly happy with the quality of the repair. Given that the car has a bodywork warranty and in order to ensure this is maintained it must be fixed in an approved workshop I called Directline. They said you can take your car anywhere you choose to be fixed which is great. I thought you HAD to use their approved repairers. I'll be sticking with Directline as they have for years been the cheapest for me. Ken.

Jul 25th, 2002, 05:47 AM	#7 (permalink)
NAC MINI2 Newbie Join Date: Jun 2002 Location: Ash Vale Local Time: 12:26 PM Posts: 27 Offline	Best quote that i had was £359.00 with a £400.00 excess.£417.00 with a £100.00 excess, Quoted by Sainsburys Bank. I am 42, car not garaged, living in Surrey outside the M25

Jul 25th, 2002, 07:03 AM	#8 (permalink)
12000rpm MINI2 Regular Join Date: Mar 2002 Location: MK Local Time: 12:26 PM Posts: 151 Offline	hullo everybody! haven't been posting for ages, too many problems dealing with ma cooper! yea i just wanted to ask if anyones had a quote for the cooper s whos around 20 years old or younger, im finking of exchanging my cooper (keeps falling apart ) oh and wot company is the best u think?

Jul 25th, 2002, 07:57 AM	#9 (permalink)
Johnboy MINI2 Regular Join Date: Aug 2001 Location: uk Local Time: 01:26 PM Posts: 345 Offline	Was prev.with Norwich Union - In my case, found Esure to be much cheaper.

Jul 25th, 2002, 08:58 AM	#11 (permalink)
12000rpm MINI2 Regular Join Date: Mar 2002 Location: MK Local Time: 12:26 PM Posts: 151 Offline	cheers jon, is that under your name yeah? i was finking that il probably get it under my dads or brothers or who evers name i had that kind of quote on a civic vti once, probably won't even dare quoting a type r (group 18 insurance!!!) be interesting if anyone had a quote though thx

Jul 25th, 2002, 09:37 AM	#12 (permalink)
RYN MINI2 Regular Join Date: Jul 2002 Location: Aberdeen Local Time: 01:26 PM Posts: 59 Offline	i recently got a quote for my 205 gti, i'm 20 and one company wanted £4000 fully comp and £2000 tpf&t.

Jul 25th, 2002, 10:12 AM	#14 (permalink)
batemano MINI2 Regular Join Date: Nov 2001 Local Time: 12:26 PM Posts: 123 Offline	Try MINI Insurance, I got quoted £1900 with £600 excess. I'm 20 with 2 years NCB.

Jul 25th, 2002, 11:46 AM	#16 (permalink)
12000rpm MINI2 Regular Join Date: Mar 2002 Location: MK Local Time: 12:26 PM Posts: 151 Offline	Quote: Originally posted by batemano Try MINI Insurance, I got quoted £1900 with £600 excess. I'm 20 with 2 years NCB. thx for the quotes guys £600 excess! u might as well pay for the damage yourself! still like to know the quote for a group 18 beast though, i can't be bothered to ask myself, don't want to be shocked

Jul 25th, 2002, 12:00 PM	#17 (permalink)
12000rpm MINI2 Regular Join Date: Mar 2002 Location: MK Local Time: 12:26 PM Posts: 151 Offline	Quote: Originally posted by JonBlakeburn Haven't bothered getting a quote for a CTR, as they don't really appeal to me. Having said that, they are starting to grow on me - I used to hate them a lot more than I do now!! I think I'm going to insure it under my Dad's name actually... It goes down to £500 for him with me as a named driver. Crazy! Then again, I guess my three points for speeding don't elp me yea jon did u ever test drive the civic type r? i wonder wot its like though saying that i had a go in a family members civic vti, they said that on the road theres not THAT much difference from their car to the type r... i was quite disappointed with the vti actually, the steering was too light (compared to the mini) and there wasn't THAT much poke , vtec sounded cool though... cheers

Jul 26th, 2002, 10:15 AM	#18 (permalink)
Johnboy MINI2 Regular Join Date: Aug 2001 Location: uk Local Time: 01:26 PM Posts: 345 Offline	If you think that's taking the p*ss, then try this : My horse insurance costs more than my car insurance

Jul 26th, 2002, 10:23 AM	#19 (permalink)
Neil Curtis Enjoying Married Life! Join Date: Nov 2001 Location: 14 degrees east Local Time: 01:26 PM Posts: 517 Offline	Quote: Originally posted by Johnboy If you think that's taking the pss, then try this : My horse insurance costs more than my car insurance Is that third party fire and theft or fully comp? Do you get a courtesy horse when it's at the vets? Do you build up nay claims bonus? Do they charge you more if you fit bigger shoes? Sold MINI, Bought Volvo V40 TD. I Feel Dirty! Last edited by Neil Curtis : Jul 26th, 2002 at 10:29 AM.*

Jul 26th, 2002, 02:38 PM	#20 (permalink)
dinger TT or not TT Join Date: Jul 2001 Location: Tunbridge Wells,Kent Local Time: 12:26 PM Posts: 3,607 Offline	Just phoned the insurance company that we had our cooper insured with for a quote for the cooper S and I was "GOBSMACKED" as I cannot believe the premium they want. £281 From Bell Direct For the year, I think thats bloody marvelous

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