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Old Aug 20th, 2006, 07:42 PM   #1
COLIN271267
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England Mini Cooper S Insurance

As I am new to the Mini phenomena and to this web site I thought I would enlist all
you knowledgable people out there. If, sorry when I purchase my MCS with JCW
can anybody tell me the approx cost for insurance. I know everybody's circumstances with be different, but to start the ball rolling, I am 38 (going on 18), I have been
driving for 21 yrs, I have 15+ years NCB. It would be interesting to know an average insurance quote and which provider is the most competitive.

Thanks
Colin
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Old Aug 20th, 2006, 08:20 PM   #2 (permalink)
DarkSilverBullet
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Not really a comparision but,

My '52 MCS (JCW Brakes, but not the full kit) with Norwich Union, fully comp. im 31, 5 years no claims, but 1 accident about 18months ago (protected no claims), 30K business miles

£750, which, while expensive, is the cheapest I can get, doing high business miles and having a write off is not great for getting low premiums
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Old Aug 20th, 2006, 08:58 PM   #3 (permalink)
jez_MCSc
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Not really that much of a comparison either but I have a MCS not JCW and im 22 with 2 years no claims, been driving for 4 in a good postcode with no points on my licence. Its £666 with direct line, I'm not superstitious but I wasnt keen on that price but the cheapest I could find. I think it was around £800 for a MCS JCW but I would have thought yours would be around £450 dependnig on your postcode. I have always found Tesco, Direct Line and Elephant to be the cheapest but I'd do a search on this fourm if you go with Elephant as there is a clause in their insurance as to options.

I think it is somewhere along the lines of they make you pay more when you declare options but wont reflect them if you have to make a claim, eg in a write off situation.

You definately wont regret a Mini tho, have you driven one yet? Are you after the current version or the new one thats coming out soon?
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Old Aug 20th, 2006, 09:15 PM   #4 (permalink)
Golowys
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Hi
A reasonable comparison
I am 39 now, MCW with works tuning/brakes/suspension.
About 15 years NCB
SO50 postcode
car in driveway
Me and wife to drive -private and business use

Sainsburys in 10.2005 - £390
Went with my bank -first direct - £309

Comprehensive, protected NCB, legal expenses .

Hope this helps

chris
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Old Aug 21st, 2006, 11:32 AM   #5 (permalink)
Aberdeen Al
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Hello


Don't know how this compares..........
Age: 35
NCB: 10+ (protected)
Licence: Clean
Penalty Points: None
Postcode: AB15
Location: Garage
Me and wife to drive -private and business use

Admiral: £256 inc. legal fees etc.

Cheers,

Al

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