What is the insurance on a MCS like?

[gangst]

Hi,

This is my first post!

But I've been looking round the net for insurance quotes on a MCS, but can't really get any.

I'm 17, male and have basically just passed, 00 no claims bonus and no past motoring convicitions. I'm looking to buy a MCS second hand 10k miles for about £14k. Im also looking to take the pass plus scheme, but not until I'm actually driving.

How much is my insurance going to be on this?

Thanks

[Flower]

My experience (in Nevada) is the insurance rate is very good -- the Mini has a very good safety rating -- but I am a few years older than you :-)

[jez_MCSc]

I think you will have quite a bit of trouble getting anything under £1500 for a MCS. Most of the cheaper insurance companies for younger drivers won't insure anyone on an S if they are under 21, eg. Direct Line, Tesco etc.
I am 22 with 2 years NCB and no points or convictions and paying £666 with Direct Line on a MCS. Last year on my MCS Convertible with Elephant I was paying around £1300 with obviously 1 years NCB.
If anyone knows any cheap insruance companies for drivers under 21I'd love to know as I'm sure my younger brother (who is 19) would love to be a named driver

[minicore]

Considering your age, complete lack of driving experience and zero no claims, you'll be lucky if anyone will insure you on a Cooper S at all. Even if you do find an insurer who'll cover you, I'd expect to pay £3000+ for fully comp.

[Serby]

Aye, pretty much impossible I would have thought!

Quite a good thread here

[UKC4]

I did the passs plus and my insurance company made me do it before I could get insured with them, otherwise they wouldnt insure my.

[Checkie_checkmate]

I struggled to get Insurance on a cooper when i was 18 with 1 yr's no claims.

all i can suggest is shop around or maybe go for a cooper cause they're just as much fun and allot easier to insurance and build up experience on. If you heart is set on a MCS all i can suggest is shop arround though.

I would suggest to any new driver to do pass plus, i did and it certainly helped my driving and reduced my premium lots.

Good luck

Chris

[clare1980]

hi there have you tried quinn direct ???
even though im 26 i had trouble getting insurance as i only have 1 year no claims (been on parents insurance for 5 years !!!) . i saw them on confused.com and went to their site and got fully comp for £652 just waiting for the cover note so i can pick up my mcs

[Mick]

I got my MCS when i was 19 and i paid £1400 fully comp for the first year and that was with 2 years no claims on a 10 month bonus accelerator scheme, so beat of luck with the quotes!!

[wigman15]

who are you with mick?

[Mick]

I'm with Elephant, I searched around the internet and phoned loads of insurance company's and Elephant, Admiral, Bell, that group were by far the cheapest, by about £1,000!! Elephant was slightly cheaper than Admiral and Bell but there was not a lot in it. I'd defo reccommend going with Elephant as they have been spot on with my renewal policy!

[feybrand]

im 21 and have a years no claims and my best quote for a mcs was 24oo quid so i went for a cooper instead and spent more on extras and my insurance is now 8oo quid