cooper S insurance 17 year old

[drumzz]

hi guys,
just turned 17.driving an R50 MC at the moment. i really like it etc. went to test drive the R56 cooper s at my dealer's yesterday.REALLY REALLY quick. do any of you knw where to get relatively cheap insurance for a cooper s (r53 or r56). because i know a couple of the members drive cooper s's or cooper s GPs at 17. any info. would b helpful.

thanks a bunch

[Bradders89]

Are you made of gold?

[Neil the Hat]

Relatively cheap insurance for a 17yo for ANY Cooper S is very unlikely!

[Mini Princess]

I suggest you buy a lottery ticket

[supa-dupa-cooper]

I'd stick with the COOP till youve built up a bit of NCB. Its going to be hellishly expensive otherwise, and thats when you find someone to insure you!

[matts1001]

hey, what are you guys doing that im not, im 17, and i direct line wont even give me a quote for a 1.4 min one, i dont think im doing anything wrong but advice would be helpfull. ive been quoted pretty much 4k by everyone, although i am doing fully comp, but is that normal?

please e-mail me, if anyone has any advice

my e-mail is

matts1001@gmail.com

Thanks!!

[Jamie_03_S]

Quote: Originally Posted by drumzz (original)

hi guys,
just turned 17.driving an R50 MC at the moment. i really like it etc. went to test drive the R56 cooper s at my dealer's yesterday.REALLY REALLY quick. do any of you knw where to get relatively cheap insurance for a cooper s (r53 or r56). because i know a couple of the members drive cooper s's or cooper s GPs at 17. any info. would b helpful.

thanks a bunch

Hey dude, I'm 19 with 18 months experience and 1 year's NCB, and the insurance on my R53 Cooper S is £2200 on a 10 month bonus accelerator policy with admiral, and that's with an excess that's so high i'll never be able to afford to pay it if the worst was to happen! I don't think you'll be able to find a reasonable quote at all, unless like the others said, you're made of gold!

The best thing to do would be to build up a couple of years' NCB on your cooper, then go for the S, good things come to those who wait

[supa-dupa-cooper]

Quote: Originally Posted by Jamie_03_S (original)

Hey dude, I'm 19 with 18 months experience and 1 year's NCB, and the insurance on my R53 Cooper S is £2200 on a 10 month bonus accelerator policy with admiral, and that's with an excess that's so high i'll never be able to afford to pay it if the worst was to happen! I don't think you'll be able to find a reasonable quote at all, unless like the others said, you're made of gold!

Thats good then, nice to see you thought it all out properly before buying the car

[Jamie_03_S]

Quote: Originally Posted by supa-dupa-cooper (original)

Thats good then, nice to see you thought it all out properly before buying the car

As a matter of fact, i did consider everything for quite a while before i decided to buy my Cooper S...
At first i planned on keeping my old car to gain a bit more driving experience and build up another year or two's NCB, but after thinking about it for a few weeks, i decided that i was mature and sensible enough to buy an S now and i'd saved up enough money to pay the insurance premium in one go so i thought why not? (After all, you're only young once, right?)...also, i have savings to cover about half of my excess IF the worst was to happen...maybe saying "I'd never be able to afford it" wasn't the best way to word it!!! (My apologies ) A better way, would have been to say "I would struggle to pay it". But yeah, i'm not stupid...and i drive my mini very very sensibly knowing that i'm very lucky to own such a nice car at such a young age

EDIT: By the way, i love the roof decal on your car, it looks awesome! Is it a custom one?

[Posts001]

Quote: Originally Posted by Jamie_03_S (original)

As a matter of fact, i did consider everything for quite a while before i decided to buy my Cooper S...
At first i planned on keeping my old car to gain a bit more driving experience and build up another year or two's NCB, but after thinking about it for a few weeks, i decided that i was mature and sensible enough to buy an S now and i'd saved up enough money to pay the insurance premium in one go so i thought why not? (After all, you're only young once, right?)...also, i have savings to cover about half of my excess IF the worst was to happen...maybe saying "I'd never be able to afford it" wasn't the best way to word it!!! (My apologies ) A better way, would have been to say "I would struggle to pay it". But yeah, i'm not stupid...and i drive my mini very very sensibly knowing that i'm very lucky to own such a nice car at such a young age

Well said mate

[mister.t]

The cheapest policy I can find on an R56 S was £1900.

For when I'm 19.

Ouch!

[supa-dupa-cooper]

I dont get the having a stupid excess that you 'probably' cant pay, or would 'struggle' to pay if the worst were to happen, that really doesnt make sense. Maybe its just me getting old

[mister.t]

Don't crash, thats the only advice I can give only having a Fiesta and all that!

Get out, drive it, and enjoy - Your only young once

[Posts001]

Ollie is soooo right, I'm 19 with a MCS and am loving it

[supa-dupa-cooper]

Quote: Originally Posted by mister.t (original)

Don't crash, thats the only advice I can give only having a Fiesta and all that!

Get out, drive it, and enjoy - Your only young once

Hmm, that only works one way.....if someone drives into you with no insurance, methinks you might have to pay the excess whether it was your fault or not