MINI2

riskymini · Dec 4th, 2006, 08:27 PM

Hi there,

I have a 2005 Mini Cooper S that I bought new back in July of '05. Due to certain circumstances I have been 30 days late with my payments to BMW twice now. Other than that I have been on time every other month. My credit report reflects these lates.

Has anyone faced this same problem, and if so, is there anyone in the finance department who will fix this? I am considering sending them a goodwill letter to see if they will remove these lates off my record.

Any thoughts?

Paul · Dec 4th, 2006, 08:34 PM

I do now know the situation in the USA, I know in the UK companies CAN and sometimes WILL remove these from your file, but you'd have to have a very good reason and write a very nice letter.

Hopefully someone with local knowledge will be here to help soon.

Good luck, welcome to MINI2.

riskymini · Dec 7th, 2006, 03:50 AM

Thanks for the response! I will definitely try the goodwill letter after I have paid them on time for a few more consecutive months. Anyone else have experience with this???

Prowse · Dec 7th, 2006, 11:10 AM

Perhaps you could pay them early a couple of months?

Dec 4th, 2006, 08:27 PM	#1
riskymini MINI2 Newbie Join Date: Dec 2006 Local Time: 03:12 PM Posts: 2 Offline	Oops, I have made a couple of late payments...any luck with BMW financing? Hi there, I have a 2005 Mini Cooper S that I bought new back in July of '05. Due to certain circumstances I have been 30 days late with my payments to BMW twice now. Other than that I have been on time every other month. My credit report reflects these lates. Has anyone faced this same problem, and if so, is there anyone in the finance department who will fix this? I am considering sending them a goodwill letter to see if they will remove these lates off my record. Any thoughts?

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Dec 4th, 2006, 08:34 PM	#2 (permalink)
Paul Trained Monkey My Classifieds Join Date: Jan 2001 Location: Bedfordshire Local Time: 12:12 AM Posts: 40,555 Offline	I do now know the situation in the USA, I know in the UK companies CAN and sometimes WILL remove these from your file, but you'd have to have a very good reason and write a very nice letter. Hopefully someone with local knowledge will be here to help soon. Good luck, welcome to MINI2.

Dec 7th, 2006, 03:50 AM	#3 (permalink)
riskymini MINI2 Newbie Join Date: Dec 2006 Local Time: 03:12 PM Posts: 2 Offline	Thanks for the response! I will definitely try the goodwill letter after I have paid them on time for a few more consecutive months. Anyone else have experience with this???

Dec 7th, 2006, 11:10 AM	#4 (permalink)
Prowse MINI2 Master Join Date: Nov 2002 Location: Lancs Local Time: 12:12 AM Posts: 1,499 Offline	Perhaps you could pay them early a couple of months?

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