MINI2

LMB · Mar 6th, 2007, 12:27 PM

Quote: Originally Posted by Mull3t (original)

Thats quite good, I might try it with my dad as main driver and me as named. but I wanna get my own no claims, win lose situation

This may be of interest...

New Improved Car Insurance

coded2112 · Mar 6th, 2007, 12:29 PM

Don't blame you for all my chat i have a GP!! And love it!

Mull3t · Mar 6th, 2007, 12:39 PM

....I want a GP!! LOL

deggles · Mar 6th, 2007, 03:20 PM

Quote: Originally Posted by Mull3t (original)

Thats quite good, I might try it with my dad as main driver and me as named.

Be careful going down that route, it's technically 'fronting' and a lot of insurers are clamping down on it, especially in light of the new Fraud Act 2006 which has now come into force

That price from Adrian Flux looks fantastic by the way!

Insurance is the only thing putting me off a Works S or GP at the mo

Hope you get something sorted.

jef the ref · Mar 6th, 2007, 04:04 PM

That Adrian Flux quote is very good, when I was your age it was costing me £800 (Eaglestar) to drive a 7 year old Nova SR! I know, before you say it, I can't believe I just admitted it either. I moved to Adrian Flux when i swapped the Nova in for a Cio RSI and the quote was much less, around £600 at age 21.

Hang on in there though, I am 32 now, I pick my R56 MCS up on Thursday, Fully Comp £100 excess, courtesy car, breakdown etc £285 all in.

All good things come to those who wait, if £930 stretching it abit build up your NCD on a Cooper and get the R56 GP in a few years time (if they make one, which they better had do). ; )

jef the ref · Mar 6th, 2007, 04:06 PM

Maybe try Swinton or Swiftcover, have used both in the past and can recommend.

Good luck

Adrian_T · Mar 6th, 2007, 05:04 PM

Quote: Originally Posted by coded2112 (original)

At 21 Mull3t you are always gonna struggle, save your money get a cooper and have some fun!

I always remember what the great driver James Hunt said and that was he had more fun in an Austin A30 at 100% drifting around roundabouts at 30mph than in any other car!

Better to be able to drive the wheels off a slower car than never get close with something faster. Much more of a challenge and therefore so much more satisfying when you eat a faster car!

Thats all very well asides from 2 problems.

Austin A 30 had crossply tyres that were tall and skinny Coupled with Rear Wheel Drive

MINI has Fat Low Profile tyres and Radials & Front Wheel Drive

I could drift an old Chevette at 30 on a roundabout.
Could not possible do that in a MINI unless it was sheet ice or someone had been playing the "lets pour a can of diesel on the roundabout and watch what happens" game.

Seriously though a 21 year old with a 200bhp+ car costing £20K to replace is not going to find it easy. Just look at the risk involved and £4K probably seems like quite a good deal - it certainly woul dhave been when I was 21!!!

mister.t · Apr 16th, 2007, 08:48 PM

Quote: Originally Posted by Adrian_T (original)

Thats all very well asides from 2 problems.

Austin A 30 had crossply tyres that were tall and skinny Coupled with Rear Wheel Drive

MINI has Fat Low Profile tyres and Radials & Front Wheel Drive

I could drift an old Chevette at 30 on a roundabout.
Could not possible do that in a MINI unless it was sheet ice or someone had been playing the "lets pour a can of diesel on the roundabout and watch what happens" game.

Seriously though a 21 year old with a 200bhp+ car costing £20K to replace is not going to find it easy. Just look at the risk involved and £4K probably seems like quite a good deal - it certainly woul dhave been when I was 21!!!

What about lift-off oversteer??

Mar 6th, 2007, 12:27 PM	#21
LMB Toon Toon.. <div><a href= Join Date: Aug 2001 Location: Up North Local Time: 07:17 PM Posts: 23,751 Offline	Quote: Originally Posted by Mull3t (original) Thats quite good, I might try it with my dad as main driver and me as named. but I wanna get my own no claims, win lose situation This may be of interest... New Improved Car Insurance Global Moderator

Mar 6th, 2007, 03:20 PM	#24 (permalink)
deggles MINI2 Regular Join Date: Mar 2005 Location: Leeds Local Time: 08:17 PM Posts: 205 Offline	Quote: Originally Posted by Mull3t (original) Thats quite good, I might try it with my dad as main driver and me as named. Be careful going down that route, it's technically 'fronting' and a lot of insurers are clamping down on it, especially in light of the new Fraud Act 2006 which has now come into force That price from Adrian Flux looks fantastic by the way! Insurance is the only thing putting me off a Works S or GP at the mo Hope you get something sorted. 2005 MINI ONE CONVERTIBLE \| [click for spec]

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Mar 6th, 2007, 12:29 PM	#22 (permalink)
coded2112 MINI2 Regular Join Date: Oct 2004 Location: Bucks Local Time: 07:17 PM Posts: 300 Offline	Don't blame you for all my chat i have a GP!! And love it!

Mar 6th, 2007, 12:39 PM	#23 (permalink)
Mull3t Mini Lover Join Date: Jun 2006 Location: Leicester Local Time: 08:17 PM Posts: 417 Offline	....I want a GP!! LOL

Mar 6th, 2007, 04:04 PM	#25 (permalink)
jef the ref MCS SS/B Join Date: Mar 2007 Location: Cheshire Local Time: 07:17 PM Posts: 75 Offline	That Adrian Flux quote is very good, when I was your age it was costing me £800 (Eaglestar) to drive a 7 year old Nova SR! I know, before you say it, I can't believe I just admitted it either. I moved to Adrian Flux when i swapped the Nova in for a Cio RSI and the quote was much less, around £600 at age 21. Hang on in there though, I am 32 now, I pick my R56 MCS up on Thursday, Fully Comp £100 excess, courtesy car, breakdown etc £285 all in. All good things come to those who wait, if £930 stretching it abit build up your NCD on a Cooper and get the R56 GP in a few years time (if they make one, which they better had do). ; )

Mar 6th, 2007, 04:06 PM	#26 (permalink)
jef the ref MCS SS/B Join Date: Mar 2007 Location: Cheshire Local Time: 07:17 PM Posts: 75 Offline	Maybe try Swinton or Swiftcover, have used both in the past and can recommend. Good luck

Mar 6th, 2007, 05:04 PM	#27 (permalink)
Adrian_T MINI2 Regular Join Date: May 2005 Local Time: 08:17 PM Posts: 252 Offline	Quote: Originally Posted by coded2112 (original) At 21 Mull3t you are always gonna struggle, save your money get a cooper and have some fun! I always remember what the great driver James Hunt said and that was he had more fun in an Austin A30 at 100% drifting around roundabouts at 30mph than in any other car! Better to be able to drive the wheels off a slower car than never get close with something faster. Much more of a challenge and therefore so much more satisfying when you eat a faster car! Thats all very well asides from 2 problems. Austin A 30 had crossply tyres that were tall and skinny Coupled with Rear Wheel Drive MINI has Fat Low Profile tyres and Radials & Front Wheel Drive I could drift an old Chevette at 30 on a roundabout. Could not possible do that in a MINI unless it was sheet ice or someone had been playing the "lets pour a can of diesel on the roundabout and watch what happens" game. Seriously though a 21 year old with a 200bhp+ car costing £20K to replace is not going to find it easy. Just look at the risk involved and £4K probably seems like quite a good deal - it certainly woul dhave been when I was 21!!!

Apr 16th, 2007, 08:48 PM	#28 (permalink)
mister.t 3 days!!! Join Date: Aug 2006 Location: Nowhere exciting Local Time: 07:17 PM Posts: 6,335 Offline	Quote: Originally Posted by Adrian_T (original) Thats all very well asides from 2 problems. Austin A 30 had crossply tyres that were tall and skinny Coupled with Rear Wheel Drive MINI has Fat Low Profile tyres and Radials & Front Wheel Drive I could drift an old Chevette at 30 on a roundabout. Could not possible do that in a MINI unless it was sheet ice or someone had been playing the "lets pour a can of diesel on the roundabout and watch what happens" game. Seriously though a 21 year old with a 200bhp+ car costing £20K to replace is not going to find it easy. Just look at the risk involved and £4K probably seems like quite a good deal - it certainly woul dhave been when I was 21!!! What about lift-off oversteer??

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