MINI2

MBmini · Apr 17th, 2007, 02:28 PM

Hi Guys,

Big fan of the site - very intuative!

I'm 21 and need to get my hands on an MCS asap! the finance shouldn't be a problem but my insurance quotes are unaffordable!

21
driving for 4 years
no ncb
no claims
3 points
garage
good address

I noticed some of you with similar criteria to me were getting quotes close to £1000.

The best i've had is £2,500!!!!

Any ideas? any help much appreciated - I need my MCS so I can start getting some proper sleep.

PS. Adrian Flux was £4000!!!

NJP · Apr 17th, 2007, 02:36 PM

I've been having problems with a R56 MCS too and I'm 32, with 8 years NCB!

I found Direct Line to be the cheapest at £525, but the excess is a rather scary £650.

My Classic Mini is insured with HIC. I think they specialise in insuring boy racers

https://www.hertsinsurance.com

3rdpillar · Apr 17th, 2007, 02:44 PM

I feel lucky! I got £420 fully comp 2 drivers 1 girl, poor address, 6 points and all non performance bells and whistles on.

try NIG

Jimboe89 · Jun 23rd, 2007, 09:56 PM

26
6yrs No claims
6 points
Good post code
2007 MCS with chilli

£520 with protected not claims from Sainsburys Bank Insurance

danb · Jun 25th, 2007, 12:47 PM

2007 MCS Chilli - value of 20k
20
2 Years NCB
Good postcode
0 points/claims
My mum as named driver (always try to add an older person as a named driver)
Down as a "computer technician", SDP&C

Im paying £900ish with Admiral

ScaryLady · Jun 25th, 2007, 01:47 PM

try Mini's own insurance, they've always been cheapest for me

my_mini · Jun 25th, 2007, 04:50 PM

Can't remember how to link to a previous thread but loads of people put in details in
" Insurance - How Much do you pay? " in this forum......have a look from a while ago.

danb · Jun 26th, 2007, 07:50 AM

I've just noticed Adrian Flux are quoting you £4000 - they only quoted me £850, they wouldn't touch my girlfriend though (4 points).

I would say your high quotes are a combination of no NCB, a speeding fine and probobally an address that isn't as low risk as you thought. Insurers seem to be starting to take points for speeding more seriously lately, I don't know why.

berty · Aug 31st, 2007, 11:08 PM

well i paid 230 with privelidge for an R56 cooper

3 points
good area
18 years no claims

MiniBub · Sep 6th, 2007, 12:09 PM

Im paying £433 from Esure

2007 MCS Chili
11 Years NCB
2 Drivers (31F & 30M)
£250 Accident Excess
£100 Fire or Theft Excess
£70 Window Excess

Priviledge were also good at £470 but they were higher excesses

Apr 17th, 2007, 02:28 PM	#1
MBmini MINI2 Newbie Join Date: Feb 2007 Local Time: 01:46 AM Posts: 14 Offline	Help MCS R56 Insurance!!! Hi Guys, Big fan of the site - very intuative! I'm 21 and need to get my hands on an MCS asap! the finance shouldn't be a problem but my insurance quotes are unaffordable! 21 driving for 4 years no ncb no claims 3 points garage good address I noticed some of you with similar criteria to me were getting quotes close to £1000. The best i've had is £2,500!!!! Any ideas? any help much appreciated - I need my MCS so I can start getting some proper sleep. PS. Adrian Flux was £4000!!!

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Apr 17th, 2007, 02:36 PM	#2 (permalink)
NJP MINI2 Newbie Join Date: Mar 2007 Location: Chepstow Local Time: 01:46 AM Posts: 36 Offline	I've been having problems with a R56 MCS too and I'm 32, with 8 years NCB! I found Direct Line to be the cheapest at £525, but the excess is a rather scary £650. My Classic Mini is insured with HIC. I think they specialise in insuring boy racers https://www.hertsinsurance.com

Apr 17th, 2007, 02:44 PM	#3 (permalink)
3rdpillar MINI2 Senior Join Date: Jan 2007 Location: Blackburn Local Time: 01:46 AM Posts: 514 Offline	I feel lucky! I got £420 fully comp 2 drivers 1 girl, poor address, 6 points and all non performance bells and whistles on. try NIG

Jun 23rd, 2007, 09:56 PM	#4 (permalink)
Jimboe89 MINI2 Newbie Join Date: Jun 2007 Local Time: 01:46 AM Posts: 14 Offline	26 6yrs No claims 6 points Good post code 2007 MCS with chilli £520 with protected not claims from Sainsburys Bank Insurance

Jun 25th, 2007, 12:47 PM	#5 (permalink)
danb MINI2 Master My Classifieds Join Date: Jan 2005 Location: York / Manchester Local Time: 01:46 AM Posts: 865 Offline	2007 MCS Chilli - value of 20k 20 2 Years NCB Good postcode 0 points/claims My mum as named driver (always try to add an older person as a named driver) Down as a "computer technician", SDP&C Im paying £900ish with Admiral

Jun 25th, 2007, 01:47 PM	#6 (permalink)
ScaryLady Not really so scary...... Join Date: Jul 2005 Location: North East England Local Time: 01:46 AM Posts: 130 Offline	try Mini's own insurance, they've always been cheapest for me

Jun 25th, 2007, 04:50 PM	#7 (permalink)
my_mini MINI2 Regular Join Date: Jan 2007 Local Time: 12:46 AM Posts: 103 Offline	Can't remember how to link to a previous thread but loads of people put in details in " Insurance - How Much do you pay? " in this forum......have a look from a while ago.

Jun 26th, 2007, 07:50 AM	#8 (permalink)
danb MINI2 Master My Classifieds Join Date: Jan 2005 Location: York / Manchester Local Time: 01:46 AM Posts: 865 Offline	I've just noticed Adrian Flux are quoting you £4000 - they only quoted me £850, they wouldn't touch my girlfriend though (4 points). I would say your high quotes are a combination of no NCB, a speeding fine and probobally an address that isn't as low risk as you thought. Insurers seem to be starting to take points for speeding more seriously lately, I don't know why.

Aug 31st, 2007, 11:08 PM	#9 (permalink)
berty MINI2 Regular Join Date: Oct 2005 Location: Preston Local Time: 01:46 AM Posts: 108 Offline	well i paid 230 with privelidge for an R56 cooper 3 points good area 18 years no claims

Sep 6th, 2007, 12:09 PM	#10 (permalink)
MiniBub MINI2 Newbie Join Date: Sep 2007 Local Time: 01:46 AM Posts: 2 Offline	Im paying £433 from Esure 2007 MCS Chili 11 Years NCB 2 Drivers (31F & 30M) £250 Accident Excess £100 Fire or Theft Excess £70 Window Excess Priviledge were also good at £470 but they were higher excesses

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