MINIs free 7 day cover question?! - MINI2

BlueCooperR56 · #1 (**permalink**) Jun 13th, 2007, 10:00 AM

I've just taken out MINI cover for 7, their free 7 day insurance cover so as not to get held up by a cover note. Does anyone know if this insurance is fully comp or is it third party?

Thanks

Martin L · #2 (**permalink**) Jun 13th, 2007, 12:37 PM

Fully comp.
Great idea which I really liked.
We ended up going with MINI cover in teh end as it came out the cheapest too

danb · #3 (**permalink**) Jun 14th, 2007, 12:01 PM

I rung them yesterday for my 7 days free, wouldn't insure me as I'm under 21

Didn't make me laugh like VW did for my girlfriend though. She was buying a Polo 1.2 S, they wanted 7.5k for a 12 month policy... we just took the 7 days

Harpo · #4 (**permalink**) Jun 14th, 2007, 09:58 PM

As MartinL said, but...

It has a mandatory £500 excess, so drive and park very carefully.

BlueCooperR56 · #5 (**permalink**) Jun 15th, 2007, 07:50 AM

Thanks for the replies!

Erosion · #6 (**permalink**) Jun 15th, 2007, 07:55 AM

I had the same problem with the MINI insurance.

I was under 21 (due to be 21 in a few days) - When I asked if I could wait and then get it, I was still denied because I needed 2 years no-claims.

The person on the phone was very nice though, wished me happy birthday and apologized for not being able to help. They use the same underwriters as Egg insurance I believe, who have the same rules.

I'm now over 21, have the no-claims AND my insurance is up for review so I may look into them.

MCS's like to cost young drivers a lot of money (understandably so though).

danb · #7 (**permalink**) Jun 16th, 2007, 06:48 AM

Quote: Originally Posted by Erosion (original)

MCS's like to cost young drivers a lot of money (understandably so though).

Not necessarily - Im paying roughly £900 for my new one (was paying (£800 for old MCS, additional charge of £70 for 9 months). Last year I paid £400 on my MCS, slight ****-up at admiral tho

wallace · #8 (**permalink**) Jun 16th, 2007, 08:27 AM

i used the 7 day insurance from mini for my s-works and agree with some of the other posts that they are lovely on the phone some of the other call centres should send their staff to the same charm school mini use.went else where for my insurance tho as they qouted double my cheapest qoute.its due at the end of the month so might give them another chance this year.