MINI2

REDHOT CHILLI COOPER · Aug 14th, 2007, 07:13 PM

Don't usually get too excited about insurance but just switched from MINI Insurance today as because I've made a few modsifications (Bluefin, Viper, Eibachs and OMP Strut brace) apparently it became a rip snorting modified MINI and belonged in a MAD MAX film, so they decided to up my policy by £180 and QUADRUPLE my excess from £150 to £600

. Considering I've got 9 years no claims is a bit steep.

Anyway, a quick call to Adrian Flux and credit where it's due they managed to get a quote cheaper than MINI Insurance quoted for my standard MINI last year, didn't get at all fazed by modifications current or future, and were really helpful on the phone.

So if your insurance is due, give them a call.

M111 CGC · Aug 14th, 2007, 08:54 PM

Just don't EVER give them your email address - Adrian Flux seem to send it to every spambot on the planet and you will get spam for years to come.

KillerByte · Nov 26th, 2007, 05:36 PM

Looks like another vote for Adrian Flux here too.

I've just had to call Bell because my insurance expires on Friday morning and I still haven't received their renewal quote. They claim it was sent out on November 6th. Anyway, glad I phoned because it turns out my premium is going up!

I've got another year's no claims under my belt (making 2 years NCB now), turn 25 in March and yet my premium is going up! Even after the lady spoke to their pricing department they could only offer me an annual increase of £23 this year!

So I phoned Adrian Flux, provided my details and they've given me a quote £106 cheaper than last year with Bell, and £129 cheaper than Bell this year. It's the cheapest quote I've had so it looks like I'm moving my policy to them on Friday morning.

Cooper"S" · Nov 26th, 2007, 11:11 PM

Quote: Originally Posted by KillerByte (original)

Looks like another vote for Adrian Flux here too.

I've just had to call Bell because my insurance expires on Friday morning and I still haven't received their renewal quote. They claim it was sent out on November 6th. Anyway, glad I phoned because it turns out my premium is going up!

I've got another year's no claims under my belt (making 2 years NCB now), turn 25 in March and yet my premium is going up! Even after the lady spoke to their pricing department they could only offer me an annual increase of £23 this year!

So I phoned Adrian Flux, provided my details and they've given me a quote £106 cheaper than last year with Bell, and £129 cheaper than Bell this year. It's the cheapest quote I've had so it looks like I'm moving my policy to them on Friday morning.

Give A-Plan a call also they were £150 cheaper than A flux for me and my partner.

MINI-Morgan · Nov 27th, 2007, 11:40 AM

Our SCNM website is sponsored by Adrian Flux so we get a discount too when members take out policies with them. Have to say they are by far the cheapest ive ever used and even in the second year still good. Saved loads and they dont seem to increase my policy when I make mods to the car.

ALD0 · Nov 27th, 2007, 12:23 PM

I'm with them, no problems this end, although reviews about them on the internet were they were slow to pay out in event of a claim...

MarkW · Nov 27th, 2007, 08:04 PM

was with them on my track car but switched to HIC as they do free track day cover, then HIC got bought out by Flux so I guess I'm with them still

ROCKY56 · Dec 13th, 2007, 12:36 PM

My car insurance is due next week, I gave Adrian Flux a call yesterday, they were very helpful and quoted me£130.00 less than my current insurer quoted for renewal

Big thanks to MINI2 - I had never heard of Adrian flux before joining!

Stu

humph · Dec 13th, 2007, 12:44 PM

Insurance due tommorrow, (comes round quickly doesn't it), and it looks like AF are most competitive again. Renewal premium has gone up by £50 though, which considering the policy is expactly the same is annoying. Have been with them 12 months and all contact with them, apart from paying the premium

, has been a pleasure.

Buz999 · Dec 13th, 2007, 06:39 PM

Recommend A Flux as well, just taken policy out with them, very understanding of mods and good price!

ScottyBoy · Dec 20th, 2007, 09:55 AM

Poor price for me!

Ive been with them for a year now, last years policy was £100 a month which is huge anyway with me being young. They have now sent me a renewal and its increased by 25%, thats £125

per month they must think im stupid

Admiral have came out on top this time and i was with them the previous year to this one with flux.

Still £846 a year tho

thats with 3 years no claims!

ALD0 · Dec 20th, 2007, 10:22 AM

Quote: Originally Posted by ScottyBoy (original)

Poor price for me!

Ive been with them for a year now, last years policy was £100 a month which is huge anyway with me being young. They have now sent me a renewal and its increased by 25%, thats £125

per month they must think im stupid

Admiral have came out on top this time and i was with them the previous year to this one with flux.

Still £846 a year tho

thats with 3 years no claims!

£846 for a 22 year old in a S aint bad, i'm 26 and pay £540 with about 7 ncb I think but this is protected...

ScottyBoy · Dec 20th, 2007, 10:24 AM

Quote: Originally Posted by ALD0 (original)

£846 for a 22 year old in a S aint bad, i'm 26 and pay £540 with about 7 ncb I think but this is protected...

I do agree it is a good quote, stil shoping around tho!

ScottyBoy · Jan 8th, 2008, 11:22 AM

Quote: Originally Posted by ALD0 (original)

£846 for a 22 year old in a S aint bad, i'm 26 and pay £540 with about 7 ncb I think but this is protected...

Just got another quote from Admiral for £805, rang them up to accept it and because i will be paying montly and not in one lump sum the put it up to £1150 which is rediculous!

KillerByte · Jan 8th, 2008, 11:24 AM

Admiral don't replace mods either so it's probably a good thing you found that out, Scott.

humph · Jan 8th, 2008, 11:35 AM

Quote: Originally Posted by ScottyBoy (original)

Ive been with them for a year now, last years policy was £100 a month which is huge anyway with me being young. They have now sent me a renewal and its increased by 25%, thats £125

per month they must think im stupid

My renewal premium inexplicably went up £50 after 12 months with them too. No one could explain why, apart from the inevitable annual hike by the insurance company. AF were still the cheapest though, but only if you pay as a lump sum. There monthly installments APR is a scandal and really shouldn't be allowed. Could probably get a better rate off the local loan shark!

Cooper S Dan · Jan 22nd, 2008, 02:04 AM

cheers to everyone who's posted - been doing loads of quotes this month for my policy which is due to be renewed on friday...

for those who want to pay it monthly and are sick of paying silly APR's for the privilege, good old richard branson doesn't charge APR - and he's the cheapest that i've found so far as well (same price as Mini insurance and Churchill) so it looks like i'll be going with him!

24 years old
4 years ncb
mcs cabrio
£780

Root Ginger · Jan 22nd, 2008, 05:22 AM

Just renewed my insurance with Adrian Flux and, in spite of everyone else I know having hikes in their premiums this year, mine is exactly the same as last year. I always phone around every year and always get the same story that no one can come close to matching Adrian Flux.

Cooper S Dan · Jan 22nd, 2008, 12:51 PM

Quote: Originally Posted by Root Ginger (original)

Just renewed my insurance with Adrian Flux and, in spite of everyone else I know having hikes in their premiums this year, mine is exactly the same as last year. I always phone around every year and always get the same story that no one can come close to matching Adrian Flux.

what is the excess for their policies? they've just quoted me £163 cheaper than my cheapest quote!!!!

depends on excesses etc though so just waiting for them to get back to me...

Root Ginger · Jan 22nd, 2008, 08:31 PM

Quote: Originally Posted by Cooper S Dan (original)

what is the excess for their policies? they've just quoted me £163 cheaper than my cheapest quote!!!!

depends on excesses etc though so just waiting for them to get back to me...

It depends. There's no such thing as a standard excess. I think mine is £350 but I have a modified policy and a heavily modified car. Used to be £500 when I was younger though.

Aug 14th, 2007, 07:13 PM	#1
REDHOT CHILLI COOPER MINI2 Regular Join Date: Dec 2003 Location: Hemel Hempstead Local Time: 02:57 AM Posts: 168 Offline	Adrian Flux Don't usually get too excited about insurance but just switched from MINI Insurance today as because I've made a few modsifications (Bluefin, Viper, Eibachs and OMP Strut brace) apparently it became a rip snorting modified MINI and belonged in a MAD MAX film, so they decided to up my policy by £180 and QUADRUPLE my excess from £150 to £600 . Considering I've got 9 years no claims is a bit steep. Anyway, a quick call to Adrian Flux and credit where it's due they managed to get a quote cheaper than MINI Insurance quoted for my standard MINI last year, didn't get at all fazed by modifications current or future, and were really helpful on the phone. So if your insurance is due, give them a call.

Aug 14th, 2007, 08:54 PM	#2 (permalink)
M111 CGC Mini Madness My Classifieds Join Date: Jun 2004 Location: West Berkshire Local Time: 02:57 AM Posts: 370 Offline	Just don't EVER give them your email address - Adrian Flux seem to send it to every spambot on the planet and you will get spam for years to come. 2007 Clubman Cooper D ~ 2004 Cooper S JCW

Nov 27th, 2007, 11:40 AM	#5 (permalink)
MINI-Morgan MINI Obsessed... My Classifieds Join Date: Nov 2003 Location: Southampton, Hants Local Time: 02:57 AM Posts: 4,608 Offline	Our SCNM website is sponsored by Adrian Flux so we get a discount too when members take out policies with them. Have to say they are by far the cheapest ive ever used and even in the second year still good. Saved loads and they dont seem to increase my policy when I make mods to the car. One Man, One Project......find out what happens next at MINIProject.co.uk For MINIs in the south it can only be South Coast New MINI Club

Dec 13th, 2007, 12:44 PM	#9 (permalink)
humph Back To My Old Self Join Date: Jun 2006 Location: In The Wind Local Time: 02:57 AM Posts: 2,408 Offline	Insurance due tommorrow, (comes round quickly doesn't it), and it looks like AF are most competitive again. Renewal premium has gone up by £50 though, which considering the policy is expactly the same is annoying. Have been with them 12 months and all contact with them, apart from paying the premium, has been a pleasure.

Jan 22nd, 2008, 02:04 AM	#17 (permalink)
Cooper S Dan \\ World Record Holder // My Classifieds Join Date: Dec 2006 Location: Cheshire Local Time: 02:57 AM Posts: 263 Offline	cheers to everyone who's posted - been doing loads of quotes this month for my policy which is due to be renewed on friday... for those who want to pay it monthly and are sick of paying silly APR's for the privilege, good old richard branson doesn't charge APR - and he's the cheapest that i've found so far as well (same price as Mini insurance and Churchill) so it looks like i'll be going with him! 24 years old 4 years ncb mcs cabrio £780 Guinness World Record Holder 'Largest Parade of MINI Cars' 28th March 2007

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Nov 26th, 2007, 05:36 PM	#3 (permalink)
KillerByte Skadoosh! Join Date: May 2006 Location: Nottingham Local Time: 02:57 AM Posts: 9,575 Offline	Looks like another vote for Adrian Flux here too. I've just had to call Bell because my insurance expires on Friday morning and I still haven't received their renewal quote. They claim it was sent out on November 6th. Anyway, glad I phoned because it turns out my premium is going up! I've got another year's no claims under my belt (making 2 years NCB now), turn 25 in March and yet my premium is going up! Even after the lady spoke to their pricing department they could only offer me an annual increase of £23 this year! So I phoned Adrian Flux, provided my details and they've given me a quote £106 cheaper than last year with Bell, and £129 cheaper than Bell this year. It's the cheapest quote I've had so it looks like I'm moving my policy to them on Friday morning.

Nov 26th, 2007, 11:11 PM	#4 (permalink)
Cooper"S" MINI2 Regular Join Date: Oct 2007 Local Time: 01:57 AM Posts: 64 Offline	Quote: Originally Posted by KillerByte (original) Looks like another vote for Adrian Flux here too. I've just had to call Bell because my insurance expires on Friday morning and I still haven't received their renewal quote. They claim it was sent out on November 6th. Anyway, glad I phoned because it turns out my premium is going up! I've got another year's no claims under my belt (making 2 years NCB now), turn 25 in March and yet my premium is going up! Even after the lady spoke to their pricing department they could only offer me an annual increase of £23 this year! So I phoned Adrian Flux, provided my details and they've given me a quote £106 cheaper than last year with Bell, and £129 cheaper than Bell this year. It's the cheapest quote I've had so it looks like I'm moving my policy to them on Friday morning. Give A-Plan a call also they were £150 cheaper than A flux for me and my partner.

Nov 27th, 2007, 12:23 PM	#6 (permalink)
ALD0 MINI2 Master My Classifieds Join Date: Jun 2003 Location: Chester Local Time: 02:57 AM Posts: 9,432 Offline	I'm with them, no problems this end, although reviews about them on the internet were they were slow to pay out in event of a claim...

Nov 27th, 2007, 08:04 PM	#7 (permalink)
MarkW XR3i / JCW MCS Join Date: Aug 2007 Location: Full Throttle Local Time: 02:57 AM Posts: 315 Offline	was with them on my track car but switched to HIC as they do free track day cover, then HIC got bought out by Flux so I guess I'm with them still

Dec 13th, 2007, 12:36 PM	#8 (permalink)
ROCKY56 MINI2 Regular Join Date: Feb 2007 Location: Newcastle upon Tyne Local Time: 02:57 AM Posts: 22 Offline	My car insurance is due next week, I gave Adrian Flux a call yesterday, they were very helpful and quoted me£130.00 less than my current insurer quoted for renewal Big thanks to MINI2 - I had never heard of Adrian flux before joining! Stu

Dec 13th, 2007, 06:39 PM	#10 (permalink)
Buz999 What mod next? Join Date: Jan 2007 Location: Ludlow,Shropshire Local Time: 02:57 AM Posts: 227 Offline	Recommend A Flux as well, just taken policy out with them, very understanding of mods and good price!

Dec 20th, 2007, 09:55 AM	#11 (permalink)
ScottyBoy Obsessive Car Cleaner OCC My Classifieds Join Date: Jul 2006 Location: Thornaby NE Local Time: 02:57 AM Posts: 2,869 Offline	Poor price for me! Ive been with them for a year now, last years policy was £100 a month which is huge anyway with me being young. They have now sent me a renewal and its increased by 25%, thats £125 per month they must think im stupid Admiral have came out on top this time and i was with them the previous year to this one with flux. Still £846 a year tho thats with 3 years no claims!

Dec 20th, 2007, 10:22 AM	#12 (permalink)
ALD0 MINI2 Master My Classifieds Join Date: Jun 2003 Location: Chester Local Time: 02:57 AM Posts: 9,432 Offline	Quote: Originally Posted by ScottyBoy (original) Poor price for me! Ive been with them for a year now, last years policy was £100 a month which is huge anyway with me being young. They have now sent me a renewal and its increased by 25%, thats £125 per month they must think im stupid Admiral have came out on top this time and i was with them the previous year to this one with flux. Still £846 a year tho thats with 3 years no claims! £846 for a 22 year old in a S aint bad, i'm 26 and pay £540 with about 7 ncb I think but this is protected...

Dec 20th, 2007, 10:24 AM	#13 (permalink)
ScottyBoy Obsessive Car Cleaner OCC My Classifieds Join Date: Jul 2006 Location: Thornaby NE Local Time: 02:57 AM Posts: 2,869 Offline	Quote: Originally Posted by ALD0 (original) £846 for a 22 year old in a S aint bad, i'm 26 and pay £540 with about 7 ncb I think but this is protected... I do agree it is a good quote, stil shoping around tho!

Jan 8th, 2008, 11:22 AM	#14 (permalink)
ScottyBoy Obsessive Car Cleaner OCC My Classifieds Join Date: Jul 2006 Location: Thornaby NE Local Time: 02:57 AM Posts: 2,869 Offline	Quote: Originally Posted by ALD0 (original) £846 for a 22 year old in a S aint bad, i'm 26 and pay £540 with about 7 ncb I think but this is protected... Just got another quote from Admiral for £805, rang them up to accept it and because i will be paying montly and not in one lump sum the put it up to £1150 which is rediculous!

Jan 8th, 2008, 11:24 AM	#15 (permalink)
KillerByte Skadoosh! Join Date: May 2006 Location: Nottingham Local Time: 02:57 AM Posts: 9,575 Offline	Admiral don't replace mods either so it's probably a good thing you found that out, Scott.

Jan 8th, 2008, 11:35 AM	#16 (permalink)
humph Back To My Old Self Join Date: Jun 2006 Location: In The Wind Local Time: 02:57 AM Posts: 2,408 Offline	Quote: Originally Posted by ScottyBoy (original) Ive been with them for a year now, last years policy was £100 a month which is huge anyway with me being young. They have now sent me a renewal and its increased by 25%, thats £125 per month they must think im stupid My renewal premium inexplicably went up £50 after 12 months with them too. No one could explain why, apart from the inevitable annual hike by the insurance company. AF were still the cheapest though, but only if you pay as a lump sum. There monthly installments APR is a scandal and really shouldn't be allowed. Could probably get a better rate off the local loan shark!

Jan 22nd, 2008, 05:22 AM	#18 (permalink)
Root Ginger Amiga 500 to PS3 20 Years Join Date: Jul 2001 Location: Slough, Berkshire Local Time: 02:57 AM Posts: 4,673 Offline	Just renewed my insurance with Adrian Flux and, in spite of everyone else I know having hikes in their premiums this year, mine is exactly the same as last year. I always phone around every year and always get the same story that no one can come close to matching Adrian Flux. It was acceptable in the 80's

Jan 22nd, 2008, 12:51 PM	#19 (permalink)
Cooper S Dan \\ World Record Holder // My Classifieds Join Date: Dec 2006 Location: Cheshire Local Time: 02:57 AM Posts: 263 Offline	Quote: Originally Posted by Root Ginger (original) Just renewed my insurance with Adrian Flux and, in spite of everyone else I know having hikes in their premiums this year, mine is exactly the same as last year. I always phone around every year and always get the same story that no one can come close to matching Adrian Flux. what is the excess for their policies? they've just quoted me £163 cheaper than my cheapest quote!!!! depends on excesses etc though so just waiting for them to get back to me... Guinness World Record Holder 'Largest Parade of MINI Cars' 28th March 2007

Jan 22nd, 2008, 08:31 PM	#20 (permalink)
Root Ginger Amiga 500 to PS3 20 Years Join Date: Jul 2001 Location: Slough, Berkshire Local Time: 02:57 AM Posts: 4,673 Offline	Quote: Originally Posted by Cooper S Dan (original) what is the excess for their policies? they've just quoted me £163 cheaper than my cheapest quote!!!! depends on excesses etc though so just waiting for them to get back to me... It depends. There's no such thing as a standard excess. I think mine is £350 but I have a modified policy and a heavily modified car. Used to be £500 when I was younger though. It was acceptable in the 80's

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