[drumzz]

fully comprehensive, with the mods declared.

[West9]

Doubt you'll get anything lower than 2k on a Cooper at 18, i'm 19 with 1 Years NCB on my OWN policy and quotes for a Cooper are only just below £1,500, i'm paying about 1k for my One

Don't listen to anyone who says that you'll get away with fronting, because I promise you if the insurance company find out if you have a crash, you will be sorry..

[gunge]

Quote: Originally Posted by drumzz (original)

bare in mind, i could not use any of the no claims bonus on my mums name as she uses that on her car, otherwise i could get insured on my cooper s for 1100

Quote: Originally Posted by mubimbo (original)

The weird thing is that even with the sites you gave me Drumzz its still coming up with 5K or cannot give you a quote? i live in a good area aswell and the car will be kept in a garage and i am willing to pay the maximum excess on it. out of interest was yours fully comp or third party fire and theft?

It sounds like his mother is named as the main driver (otherwise her no claims bonus wouldnt matter). This is obviously fine if it is true, but otherwise is a misrepresentation which could cause difficulties in the event of a claim. Its not a direct comparison with you insuring a car under your own name.

S.

[drumzz]

Quote: Originally Posted by gunge (original)

It sounds like his mother is named as the main driver (otherwise her no claims bonus wouldnt matter). This is obviously fine if it is true, but otherwise is a misrepresentation which could cause difficulties in the event of a claim. Its not a direct comparison with you insuring a car under your own name.

S.

like i said, thats how it was for a while on my cooper

now am under my OWN NAME, with parents as extra drivers, mods declared, fully comp

[adam_Randell]

register at midzmodified.com and you can get discout with Adrian Flux

im on a fleet with an excess of £500 and an excess on my mums of £750

[sanny]

i was payin rougly 1500 at 18 (female), with an excess of 450, never thort id have to claim, but some idiots ran across the roof, but luckily i managed to sell the mini for a little bit less than i originaly wanted, but the repairs were just short of 2k!
Id advise anyone at a young age to probably get a one!

[mubimbo]

The thing is the quotes were done with my mum as main driver and me as additional driver, and to be honest she would be the main driver anyway. well now ive advertised the car on this site and others to see if we can make back the money we spent, Mini Luton are also coming to value the car tomorow, so im hoping they do like the fact it has the CHILI pack and full leather etc and offer me a good deal. Im wondering if i purchase a new mini will they give me anymore for my car?

[supa-dupa-cooper]

Quote: Originally Posted by mubimbo (original)

The thing is the quotes were done with my mum as main driver and me as additional driver, and to be honest she would be the main driver anyway. well now ive advertised the car on this site and others to see if we can make back the money we spent, Mini Luton are also coming to value the car tomorow, so im hoping they do like the fact it has the CHILI pack and full leather etc and offer me a good deal. Im wondering if i purchase a new mini will they give me anymore for my car?

Ooh Specialist Cars huh? There will be a very nice MINI ONE for sale at Specialist Stevenage soon

...on second thoughts, dont buy it, Im not sure I could cope seeing it about

[mubimbo]

ooh what minis that? sounds interesting, did they offer you a good trade in price?

[adam_Randell]

Quote: Originally Posted by adam_Randell (original)

register at midzmodified.com and you can get discout with Adrian Flux
(

to be exact its a 15% discount

[adam_Randell]

Quote: Originally Posted by adam_Randell (original)

register at midzmodified.com and you can get discout with Adrian Flux
(

to be exact its a 15% discount

[King James]

i got my one when i was 17, i have found 19 seems to be the magic age at which companies are happy to insure you on a cooper with you as the named driver. very annoying as i would of loved an s but settled with a one like a lot of ppl my age on here. was 19 on sunday alredy looking for an s (still a pipe dream).

I found direct line cheap when my car was standard but they hav a no mod policy if you are under 25. Good luck with you search!!!!

[Mini Molly]

Give Direct Line a call Im only 20 and got the Mini Cooper Convertible and my Insurance is £820 a year but ive got 2 yrs no claims should of had a look at insurance 1st really

Good Luck

[MrMackem]

Go second named driver through Tesco Value - do it 3/4 years and you get the no claims bonus over the years aswell.

Stick your old man down as the primary driver seen as he bought it in the first place!

[supa-dupa-cooper]

Quote: Originally Posted by MrMackem (original)

Go second named driver through Tesco Value - do it 3/4 years and you get the no claims bonus over the years aswell.

Stick your old man down as the primary driver seen as he bought it in the first place!

And if the '2nd named driver' is actually the main driver, that would be ever so slightly wrong Fronting I believe its called............

[Nic*]

Quote: Originally Posted by supa-dupa-cooper (original)

And if the '2nd named driver' is actually the main driver, that would be ever so slightly wrong Fronting I believe its called............

Indeed, this is a bit naughty.

Have you done a pass plus? I did that back in the day and I got my policy reduced a bit.

[feenaldo]

A company called Equity Redstar will insure you on that. Used them when I was 18 with my Cooper. I recall that it was a sub-divsion of premium choice that did it. Cost me £980 for the year and I had 3 points at the time too