[mubimbo]

Hey... so i am in a bit of a pickle... my dad bought me a mini cooper whilst at an auction since it was going for such a good price, however now i am trying to get insurance on the car and finding it hard. just wondering if anybody has any idea of who to try.

Im an 18 year old male
Cooper 54 Plate with Chili pack
have tried: Bell, admiral, performance direct, etc and they all ask for about £6,000.

any ideas?

[ALD0]

£6k?!

Is it an S?
Try Adrian Flux and Tesco/Direct line.

[mubimbo]

No not an S,

[Freedo]

Ws that online or did you ring them up?

[mubimbo]

both online and on phone,

[supa-dupa-cooper]

Why would anyone buy a car without checking insurance on it first, whether it was going for a good price or not?!

Insurance on my old 02 plate ONE was £1200 when I was 18, and im female, its possible to find insurance, but its gonna be expensive at your age, especially on a Cooper

Good luck!

[David King]

I think you'll struggle to get insured by yourself for anything less than a small fortune.

You may have to consider going onto your Dad's insurance policy to get a reasonable price.

[supa-dupa-cooper]

Quote: Originally Posted by David King (original)

You may have to consider going onto your Dad's insurance policy to get a reasonable price.

Unless you're going to be the main driver in which case that would be wrong

Try adding your dad to your own policy

[mubimbo]

Still no Luck at all still around 5000-6000? might have to wait till i turn 19 to drive? hoping insurance may be better then as i have been told.

[supa-dupa-cooper]

Having some NCB under your belt helps as does turning 21 (a bit )

Unfortunatly the nature of the MINI means insurance is always going to be higher than say a 1.6 Corsa (crap comparison I know but hey..)

[David King]

Quote: Originally Posted by supa-dupa-cooper (original)

Unless you're going to be the main driver in which case that would be wrong

Try adding your dad to your own policy

Quite right. I knew what i meant

[Tunster]

I'd try confused.com and moneysupermarket.com to see where you should go as a guidance. Make sure your mum or dad is a named driver as well. My new MCS is going to cost about £1000 with 2 NCB and just over 2 years driving experience.

[drumzz]

hi there, got insured on an 04 plate cooper with aero kit at the age of 17years and 2 weeks, with one day driving experience - £2900. now 18years of age, 2006 S, paying £2950, with that being in my own name with the car parked in a public car park at university.

you must be able to find cheaper insurance, im using cheap online car insurance and home insurance quotes - elephant.co.uk

[mubimbo]

Hey Drumzz that sounds quite good, who were you insured with as that sort of price would interest me.

[drumzz]

Quote: Originally Posted by mubimbo (original)

Hey Drumzz that sounds quite good, who were you insured with as that sort of price would interest me.

I initially used DIAMOND ladies insurance, under my mum (for the cooper) and have now moved to elephant, hope it helps dude!

[mubimbo]

Just wondering did u have to call up or was it sone over the phone?

[JCW_MC]

im insured on this cooper with equility under my mums name for £800 and im 18 but iv been on it since i was 17 for the same price. door handles are photoshopped off by the way

[mubimbo]

Hey JCW who was that with i googled equility but came up with nothing?

[drumzz]

bare in mind, i could not use any of the no claims bonus on my mums name as she uses that on her car, otherwise i could get insured on my cooper s for 1100

[mubimbo]

The weird thing is that even with the sites you gave me Drumzz its still coming up with 5K or cannot give you a quote? i live in a good area aswell and the car will be kept in a garage and i am willing to pay the maximum excess on it. out of interest was yours fully comp or third party fire and theft?