MINI2

m_cooke999 · May 9th, 2008, 04:14 PM

I own a 51 reg Mini ONE. I'm an 19yr old lad, with 1 years NCB... Just got quoted £1100 fully comp with Adrian Flux which i think is quite good, but then he gave me a quote of £970 for a Cooper S!!!! which i thought was bloody amazing, he checked it twice and its right...

Has any one else experienced this? and also are they good quotes for my age, if there is even any 19yr old on here with a cooper s...

mini_mart · May 9th, 2008, 06:47 PM

bloody hell...im 21 with 1NCB and the cheapest quote for a mini cooper s (2003) is
£1750.
im going to give them a call...maybe i will be getting a MCS sooner that i though.

Posts001 · May 9th, 2008, 08:44 PM

Hey I'm 19 and own a Cooper S. My quote is £1124.
Might have to get a quote from Adrian Flux!!!!!!

mister.t · May 9th, 2008, 08:48 PM

Can't wait to tell the parents about this

lol - 2 years to go yet though

supa-dupa-cooper · May 9th, 2008, 08:55 PM

That cannot be right, no way would an S be cheaper than a 90bhp ONE!

Chilli21 · May 9th, 2008, 09:08 PM

Does sound crazy! unlike adrian flux who i have heard good stuff from and i am now insured with!

hoojkel · May 9th, 2008, 09:40 PM

Thats bonkers, i'm 35 with a mcs 210 jcw and adrian flux quoted £1500!! yeah right. Might be something to do with being in N.Ireland but I think they pull figures out of the air going by the range of quotes i've seen on this site. I'm with greenlight and got mine for a third of this so I get the impression Adrian Flux is a bit of a lucky dip.

m_cooke999 · May 10th, 2008, 12:06 AM

He checked that quote twice and it came up the same low price, he said it might be because even though its in a higher group more young people drive the mini one and hence more of the mini ones crash! cooper s's r usually driven by older people. Tbh at the mo i can't really afford a cooper s anyway so the quote is useless to me, but hopefully in about a year or so i'll defo be buying one

pimpedmini · May 11th, 2008, 01:23 PM

hello all the im 19 with 2 yrs no claims with adrian flux paying £985 fully comp on a cooper s... i snatched that as the other quotes were in the region of £3000 lol

mini33 · May 11th, 2008, 02:07 PM

I am a 23 & have a r53 cooper S & found that Adrian flux was one of the dearer ones so there certainly something there for you age & small low claims - i have 2 years no claims & paying just under £800 fully comp

Have you tried putting another familes or friends deatils & see if you get the same price

I would get saving fast & get your S

When i was 19 i was paying 900+ for a Ka so something is wrong somewhere - i would get on to them to double check as sometimes when you phone these companies it sometimes cheaper or dearer

I would be carfeull as i found two other comapnies that i thought were cheaper & then when you go to buy they work out dearer. Also sometimes the cheaper they are the higher Excess you have to pay so doesnt work out cheaper if the worst happens

I think it helps that the cooper S has such a high encap safety rating & also there is so many minis around that they got to make it cheaper - i also found companies that just do mini insurance.

As said mines dear but i have one of the lowest excesses for our age bracket

I know which of the two minis i would want!!

Tunster · May 12th, 2008, 09:33 AM

Be very careful! I knew it was too good to be true when MINI Insurance quoted me £600 for my R56 Cooper S with 2 NCB. It turned out they'd made a mistake by putting down a Cooper instead!

I'm currently insured now for £1100 with Direct Line. Not bad when most wanted £1500+!

mini33 · May 12th, 2008, 03:49 PM

Yeh i had exatcly the same to - i thought i was laughing until i phoned & they had done the same thing.

Surely they should do something about that as its there mess up

I am gald that i have only 2 years till i am 25 & then hope it will come down to a more sensiable price thats not nearlly worth a year salary!!

The ilusion that it comes down @ 21 didnt work for me

Oh am i glad that i haven't got to pay that much anymore

Rishy · May 12th, 2008, 04:37 PM

When getting a quote from Adrian Flux say your going to be a member of the BMC and they may give you more discount - as i think it £20 to join

Dave_Boost777 · Today, 05:12 PM

Suprised by several comments on this thread, but A Flux are the best in my opinion, im 22 with 4yr ncb paying £540 fully comp on an 06 MCS.

2 things to perhaps bear in mind, double check its Fully comp as A Flux told me they wont insure under 21's fully comp, if they do, id check how much excess youre liable for, as that might have increased significantly.

But yea, im not sure what the BMC is, but instead of paying £20 to join it, just simply mention youre a member of mini2.com and they give you 10% off.

May 9th, 2008, 04:14 PM	#1
m_cooke999 MINI2 Newbie Join Date: Jan 2008 Location: Bolton, near Manches Local Time: 07:27 PM Posts: 28 Offline	Cooper S quote lower than a Mini One quote!!!! I own a 51 reg Mini ONE. I'm an 19yr old lad, with 1 years NCB... Just got quoted £1100 fully comp with Adrian Flux which i think is quite good, but then he gave me a quote of £970 for a Cooper S!!!! which i thought was bloody amazing, he checked it twice and its right... Has any one else experienced this? and also are they good quotes for my age, if there is even any 19yr old on here with a cooper s...

May 9th, 2008, 08:48 PM	#4 (permalink)
mister.t Ambitious, but useless Join Date: Aug 2006 Location: Nowhere exciting Local Time: 07:27 PM Posts: 2,015 Offline	Can't wait to tell the parents about this lol - 2 years to go yet though 2007 R56 Cooper

May 9th, 2008, 08:55 PM	#5 (permalink)
supa-dupa-cooper Puzzle is here!!! Join Date: Mar 2004 Location: Cloud MINI Local Time: 07:27 PM Posts: 17,136 Offline	That cannot be right, no way would an S be cheaper than a 90bhp ONE! * The Italian Job 2008......Team 50 - Sponsor Us Here!* UNION JACK OWNERS CLUB GB002

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May 9th, 2008, 06:47 PM	#2 (permalink)
mini_mart MINI2 Regular Join Date: Oct 2007 Location: wolverhampton Local Time: 07:27 PM Posts: 59 Offline	bloody hell...im 21 with 1NCB and the cheapest quote for a mini cooper s (2003) is £1750. im going to give them a call...maybe i will be getting a MCS sooner that i though.

May 9th, 2008, 08:44 PM	#3 (permalink)
Posts001 Me new car keeps Whining! Join Date: Jan 2008 Location: End of the Rev Range Local Time: 07:27 PM Posts: 318 Offline	Hey I'm 19 and own a Cooper S. My quote is £1124. Might have to get a quote from Adrian Flux!!!!!!

May 9th, 2008, 09:08 PM	#6 (permalink)
Chilli21 winner of best MINI ONE! My Classifieds Join Date: Jun 2004 Local Time: 07:27 PM Posts: 2,187 Offline	Does sound crazy! unlike adrian flux who i have heard good stuff from and i am now insured with!

May 9th, 2008, 09:40 PM	#7 (permalink)
hoojkel MINI2 Regular Join Date: Jul 2007 Location: Belfast Local Time: 07:27 PM Posts: 280 Offline	Thats bonkers, i'm 35 with a mcs 210 jcw and adrian flux quoted £1500!! yeah right. Might be something to do with being in N.Ireland but I think they pull figures out of the air going by the range of quotes i've seen on this site. I'm with greenlight and got mine for a third of this so I get the impression Adrian Flux is a bit of a lucky dip.

May 10th, 2008, 12:06 AM	#8 (permalink)
m_cooke999 MINI2 Newbie Join Date: Jan 2008 Location: Bolton, near Manches Local Time: 07:27 PM Posts: 28 Offline	He checked that quote twice and it came up the same low price, he said it might be because even though its in a higher group more young people drive the mini one and hence more of the mini ones crash! cooper s's r usually driven by older people. Tbh at the mo i can't really afford a cooper s anyway so the quote is useless to me, but hopefully in about a year or so i'll defo be buying one

May 11th, 2008, 01:23 PM	#9 (permalink)
pimpedmini MINI2 Newbie My Classifieds Join Date: Mar 2008 Local Time: 07:27 PM Posts: 17 Offline	hello all the im 19 with 2 yrs no claims with adrian flux paying £985 fully comp on a cooper s... i snatched that as the other quotes were in the region of £3000 lol

May 11th, 2008, 02:07 PM	#10 (permalink)
mini33 Perfectionist Cooper S My Classifieds Join Date: Sep 2007 Local Time: 07:27 PM Posts: 119 Offline	I am a 23 & have a r53 cooper S & found that Adrian flux was one of the dearer ones so there certainly something there for you age & small low claims - i have 2 years no claims & paying just under £800 fully comp Have you tried putting another familes or friends deatils & see if you get the same price I would get saving fast & get your S When i was 19 i was paying 900+ for a Ka so something is wrong somewhere - i would get on to them to double check as sometimes when you phone these companies it sometimes cheaper or dearer I would be carfeull as i found two other comapnies that i thought were cheaper & then when you go to buy they work out dearer. Also sometimes the cheaper they are the higher Excess you have to pay so doesnt work out cheaper if the worst happens I think it helps that the cooper S has such a high encap safety rating & also there is so many minis around that they got to make it cheaper - i also found companies that just do mini insurance. As said mines dear but i have one of the lowest excesses for our age bracket I know which of the two minis i would want!!

May 12th, 2008, 09:33 AM	#11 (permalink)
Tunster MINI2 Regular Join Date: Jan 2008 Location: Essex, England Local Time: 07:27 PM Posts: 242 Offline	Be very careful! I knew it was too good to be true when MINI Insurance quoted me £600 for my R56 Cooper S with 2 NCB. It turned out they'd made a mistake by putting down a Cooper instead! I'm currently insured now for £1100 with Direct Line. Not bad when most wanted £1500+!

May 12th, 2008, 03:49 PM	#12 (permalink)
mini33 Perfectionist Cooper S My Classifieds Join Date: Sep 2007 Local Time: 07:27 PM Posts: 119 Offline	Yeh i had exatcly the same to - i thought i was laughing until i phoned & they had done the same thing. Surely they should do something about that as its there mess up I am gald that i have only 2 years till i am 25 & then hope it will come down to a more sensiable price thats not nearlly worth a year salary!! The ilusion that it comes down @ 21 didnt work for me Oh am i glad that i haven't got to pay that much anymore

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)

May 12th, 2008, 04:37 PM	#13 (permalink)
Rishy MINI2 Newbie Join Date: Sep 2007 Local Time: 07:27 PM Posts: 39 Offline	When getting a quote from Adrian Flux say your going to be a member of the BMC and they may give you more discount - as i think it £20 to join

Today, 05:12 PM	#14 (permalink)
Dave_Boost777 MINI2 Newbie Join Date: Feb 2007 Local Time: 07:27 PM Posts: 30 Offline	Suprised by several comments on this thread, but A Flux are the best in my opinion, im 22 with 4yr ncb paying £540 fully comp on an 06 MCS. 2 things to perhaps bear in mind, double check its Fully comp as A Flux told me they wont insure under 21's fully comp, if they do, id check how much excess youre liable for, as that might have increased significantly. But yea, im not sure what the BMC is, but instead of paying £20 to join it, just simply mention youre a member of mini2.com and they give you 10% off.