Mini One insurance for a 17 year old? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
MINI Looks Back at the Most Successful Year in its History mab01uk MINI in the Media 0 Jan 11th, 2013 10:53 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM
Mini dealership 'mis sold' insurance. Joanna Mears Welcome New Members 3 Aug 6th, 2012 05:29 PM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Mar 28th, 2009, 09:18 PM
Wicz's Avatar
MINI2 Regular
Offline
 
Join Date: Mar 2009
Location: Surrey
Posts: 61
Local Time: 05:25 PM
United Kingdom Male View Wicz's Lightning Blue & Body Color 2nd Gen MINI One Profile
Mini One insurance for a 17 year old?

Hey everyone!
this is my first post so apologies if ive done it in the wrong place!
Im looking for some help if possible. I'm 17 in 2 months time and my Dad and I have been looking for a mini for me to learn in, and drive when I pass my test, which i'm really excited about!
We have found a good one which we are viewing tommorow, a lightning blue R56, with pepper pack and 16" wheels.
However, calling around insurance companies it seems that whilst it is expensive, ( which we were expecting!), most companies will not ensure me at all, and some will not insure me with a car with the pepper pack.
I'd really appreciate any help if anyone is insured by, or knows of a company that would insure me!
Thanks!
Sorry for the long message!
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Mar 28th, 2009, 09:29 PM
James's Avatar
Has met Quack Quack Jack
MINI2 Master
Offline
 
Join Date: Jul 2006
Location: Essex
Posts: 1,331
Local Time: 05:25 PM
England Male
try Admiral, they were the cheapest when I was 17


Reply With Quote
  #3 (permalink)  
Old Mar 28th, 2009, 09:32 PM
rec's Avatar
rec
<')))<
Offline
 
Join Date: Oct 2006
Posts: 2,019
Local Time: 04:25 PM
England Male View rec's Classified Ads
have a look on gocompare.com
i managed to get insured on an S less than i was being insured on a Cooper
Reply With Quote
  #4 (permalink)  
Old Mar 28th, 2009, 09:59 PM
Wicz's Avatar
MINI2 Regular
Offline
 
Join Date: Mar 2009
Location: Surrey
Posts: 61
Local Time: 05:25 PM
United Kingdom Male View Wicz's Lightning Blue & Body Color 2nd Gen MINI One Profile
well gd!
cheers il give them a go tommorow!
Reply With Quote
  #5 (permalink)  
Old Apr 21st, 2009, 07:02 AM
mini1alex's Avatar
MINI2 Regular
Offline
 
Join Date: Apr 2009
Location: London UK
Posts: 78
Local Time: 04:25 PM
United Kingdom Male
i agree with admiral i think they are the only people who would insure me too!
directline wouldnt insure me due to my pepper pack..
put it in your dad's name under a brand new policy (so your not using any claims its brand new)
and with admiral you still get a NCB
Reply With Quote
  #6 (permalink)  
Old Apr 22nd, 2009, 07:33 PM
Wicz's Avatar
MINI2 Regular
Offline
 
Join Date: Mar 2009
Location: Surrey
Posts: 61
Local Time: 05:25 PM
United Kingdom Male View Wicz's Lightning Blue & Body Color 2nd Gen MINI One Profile
Thanks very much i will give this a try!
Very excited now as the MINI arrives on saturday!
Reply With Quote
  #7 (permalink)  
Old Apr 23rd, 2009, 12:28 PM
mini1alex's Avatar
MINI2 Regular
Offline
 
Join Date: Apr 2009
Location: London UK
Posts: 78
Local Time: 04:25 PM
United Kingdom Male
good luck, let me know how the quote goes,
its a lovely feeling getting your mini, i sat on the train for 2 hours travelling to the showroom to get it and the BEST feeling is when they hand over the keys but its heartbreaking when you cant drive it back home when your a provisional driver!!!
2 main keys of insurance.. put it in your dads name and register the car in his name too! just don't get flashed by a speed camera
Reply With Quote
  #8 (permalink)  
Old Apr 23rd, 2009, 10:40 PM
scottp7's Avatar
MINI2 Regular
Offline
 
Join Date: Jun 2006
Location: Manchester / Newquay
Posts: 281
Local Time: 05:25 PM
England Male View scottp7's Classified Ads
When I had my Mini One when I was 17, I had it with Norwich Union at around 1900. I then did a Pass Plus course which brought it down to 1200. Its weird how it drops so quickly as now Im 20, it costs in the 300 region. P.S these figures were 2005
Reply With Quote
  #9 (permalink)  
Old Apr 23rd, 2009, 11:46 PM
Anthony_h's Avatar
MINI2 Regular
Offline
 
Join Date: Apr 2009
Posts: 301
Local Time: 05:25 PM
United Kingdom Male View Anthony_h's Classified Ads
im with bell with my mini cooper s at 20 with 2yr ncb costs me 1200 but have had qoutes on compare the market and confused for around 900-1000 that fully comp but id try bell the only im with them mainly is because they let me pay extra to have the drive other cars extension and i cant find another company that will do it for my age plus i have breakdown, hire car, window screen , legal protection,european cover and breakdown to they let you taylor everything to so you can make to suit yourself.
Reply With Quote
  #10 (permalink)  
Old Apr 28th, 2009, 08:22 PM
Wicz's Avatar
MINI2 Regular
Offline
 
Join Date: Mar 2009
Location: Surrey
Posts: 61
Local Time: 05:25 PM
United Kingdom Male View Wicz's Lightning Blue & Body Color 2nd Gen MINI One Profile
Thanks for your help everyone!
Cars sitting on the drive now and i cant stop peering out the window and looking for xcuses to go out!
still six weeks till i can drive it but your help has knocked the price down quite a bit so thanks!
got abit of time look even more though!
Reply With Quote
  #11 (permalink)  
Old Apr 29th, 2009, 03:16 PM
Anthony_h's Avatar
MINI2 Regular
Offline
 
Join Date: Apr 2009
Posts: 301
Local Time: 05:25 PM
United Kingdom Male View Anthony_h's Classified Ads
make sure you add some older more experienced drivers on you policy that will lower it to.
Reply With Quote
  #12 (permalink)  
Old May 2nd, 2009, 09:40 AM
MINI2 Newbie
Offline
Send a message via MSN to n-a-t-a-s-h-a
 
Join Date: Mar 2009
Location: spalding/northampton
Posts: 16
Local Time: 05:25 PM
United Kingdom Female View n-a-t-a-s-h-a's Classified Ads
got my one when i was 16 (now 19) and am insured as a named driver on my mums policy (she pays i dont argue) was 1000 ish with a 1k excess (dont crash) that was with tesco and that was the cheapest at the time. now its about 500 quid with a 250 excess soon comes down (still with tesco earning my own no claims bonus being a named driver)
Reply With Quote
  #13 (permalink)  
Old May 2nd, 2009, 09:46 AM
MINI2 Regular
Offline
 
Join Date: Apr 2009
Location: London
Posts: 72
Local Time: 05:25 PM
United Kingdom Male View Porn_Star's Classified Ads
United-Kingdom

Quote: Originally Posted by Anthony_h (original)
make sure you add some older more experienced drivers on you policy that will lower it to.

- not always true as insurance will always be based on the highest rated individual, however you will get discounts for addition drivers at times. So try with and without.

Admiral, you guys trust Admiral! Good lord! Only a few companies I would never go with Admiral, Budget and Tesco come to mind.

What is the best price you have got so far? If you want you can give me a call and I will go over a quote for you, but we are not usually the best for young drivers. I will however give you a few tips to drive the cost down once I know your details.

Compare sites are great just be sure you read all the fine print and understand everything you answer. As they make assumptions. On average I cancel 15 policies a week and I would say 12 of them are internet ones that have been set up incorrectly. This only leads to loss of good money.
Reply With Quote
  #14 (permalink)  
Old May 3rd, 2009, 03:20 PM
Anthony_h's Avatar
MINI2 Regular
Offline
 
Join Date: Apr 2009
Posts: 301
Local Time: 05:25 PM
United Kingdom Male View Anthony_h's Classified Ads
Quote: Originally Posted by Porn_Star (original)
- not always true as insurance will always be based on the highest rated individual, however you will get discounts for addition drivers at times. So try with and without.

At 17 adding an older driver with ncb will always put the risk down, as you aint always going to be driving it. That will lower the premuim, just like saying you have access and use other cars also lowers it, the less they think your going to use it the cheaper its going to be. My insurance is just over 1800 with me on my own with out my nan and auntie on it and 1200 with them. All insurance companys say adding an older driver can reduce the premium by up to 20%.
Just try it, when your young anything that means your going to use the car less decreases the price its worked for me my best mate my girlfreind and everybody elses my age ive told to do it.

The crazy thing is aswell im 20 with 2 yrs ncb and putting my gf on my insurance who is 20 and has only a provisonal normal lowers my quotes by about 50 .
Reply With Quote
  #15 (permalink)  
Old May 5th, 2009, 09:11 PM
MINI2 Newbie
Offline
 
Join Date: Jan 2009
Posts: 6
Local Time: 05:25 PM
United Kingdom View minicrazy's Classified Ads
Hey. I went with quinn direct insurance when i was 17, it cost me 1700 fully comp on the Mini Cooper, they are really good. Im now 18 and have just brought the Cooper s, im with Admiral and it costs 1600. Also i would recromend going for the pass plus, this brings your insurance down a lot. Still the insurance costs are realy expensive for young drivers. Hope it helps
Reply With Quote
Sponsored Links
Advertisement
 
Reply
Tags: , ,



Currently Active Users Viewing This Thread: 3 (0 members and 3 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
MINI Looks Back at the Most Successful Year in its History mab01uk MINI in the Media 0 Jan 11th, 2013 10:53 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM
Mini dealership 'mis sold' insurance. Joanna Mears Welcome New Members 3 Aug 6th, 2012 05:29 PM

» Recent Threads
posting in ads
Today 11:40 AM
Last post by Caveman
Today 04:17 PM
2 Replies, 64 Views
Visual boot radio
Yesterday 07:51 PM
by jamie w
Last post by The Nun
Today 03:10 PM
2 Replies, 179 Views
Corrosion of Window Regulators
Today 12:18 PM
Last post by The Nun
Today 02:23 PM
2 Replies, 74 Views
CARiD has launched a 10% Military discount
Today 02:04 PM
by carid
Last post by carid
Today 02:04 PM
0 Replies, 39 Views
294mm Disc upgrade on Cooper SD 63 plate
Today 01:55 PM
Last post by elliot174
Today 01:55 PM
0 Replies, 62 Views
autyomatic transmission fluid
Today 12:03 PM
Last post by cantfindthegenepool
Today 12:03 PM
0 Replies, 73 Views
Mini loses power and leaves me on the motorway
Yesterday 08:49 AM
Last post by misstic79
Today 11:59 AM
2 Replies, 265 Views
2nd hand JCW Sytner Coventry
Jul 16th, 2014 06:38 PM
by LA3195
Last post by Captain5691
Today 11:37 AM
7 Replies, 882 Views
De-crudding my paintwork
Jul 12th, 2014 01:35 PM
Last post by LA3195
Today 10:10 AM
10 Replies, 665 Views
Looking for Mini-experienced mechanic / garage
Today 03:07 AM
Last post by halesowenmum
Today 03:07 AM
0 Replies, 168 Views
Mini One 2004 COnvertible Window Problem
Nov 24th, 2013 06:08 PM
by bryanuk
Last post by duncanwood
Yesterday 09:38 PM
1 Replies, 657 Views
Convertible roof problem.
Mar 16th, 2006 03:51 PM
Last post by duncanwood
Yesterday 09:25 PM
12 Replies, 30,066 Views
mini connected HELP
Yesterday 06:39 PM
by jamie w
Last post by jamie w
Yesterday 06:39 PM
0 Replies, 187 Views
MINI Cooper 07 R Version
Yesterday 12:17 PM
Last post by SADAMS1980
Yesterday 01:38 PM
2 Replies, 239 Views
Liquid Yellow MINI Cooper poll and showcase! Show your LY MINI pictures here!
Jan 30th, 2005 05:53 AM
Last post by wiesel59
Yesterday 12:10 PM
117 Replies, 48,282 Views
HELP!!! Replacing rear seats.
Jul 26th, 2014 05:14 PM
Last post by Angib
Yesterday 10:05 AM
1 Replies, 292 Views
Jcw question!
Jul 26th, 2014 04:34 PM
by E2J
Last post by The Nun
Yesterday 09:34 AM
3 Replies, 287 Views
Power Steering Pump DIY
Oct 23rd, 2008 07:22 PM
Last post by Amithlon
Yesterday 09:05 AM
52 Replies, 63,402 Views
Separated harmonic balancer
Yesterday 02:17 AM
Last post by heathwebbo
Yesterday 07:03 AM
1 Replies, 176 Views
Has anybody chipped/re-mapped a petrol countryman one?
Jul 25th, 2014 04:52 PM
Last post by Caveman
Jul 26th, 2014 09:50 PM
2 Replies, 301 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 04:25 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2