Insurance on cooper s for 19 year old

[sebauer27]

hi, i have just recently bought a cooper s, i was insured on it through Adrian Flux, however it was still about £1900 per year this was on my own policy.
There must be a cheaper way to insure my car i am open to any suggestions please help! which is the best company to use?


thanks seb.

[The Eggman]

That's what you have pay at your age, did you not realise when you bought it ?

[scotty01]

you can put your insurance under your parents name and make you a named driver but
1. you will not be able to build up a no-claims bonus (you might be able to but only with adrian flux)
2. if your insurance finds out you drive your car more than your parents it will make your insurance void

[James]

i got insured on a modified cooper s for 1700 from admiral when i was 19 (might have been just 20) fully comp my own policy etc.

[uk_monkey]

Have to agree with Eggman here. What Scotts suggesting is called fronting, it's fraudulent and illigal.

[rjodwyer]

you're 19, its going to cost that much

[Kitis_1989]

I got an insurance quote for a 2008 cooper S just after i got my cooper.......i could insure one fully comp for under 900 quid and i have just turned 20 years old!

A gen 2 cooper s is cheaper to insure than gen 1 cooper s....

[johnny6]

Have you shopped around

Bell seem to like young drivers with fast cars, only down side I can see is that I believe in the event of an accident they don't necessarily replace parts like for like (I could be wrong about this)

To be far that type of car at your age is going to be expensive, and generallly insurance cost have been going up in recent years.

[mini doller$]

just been looking around and sky insurance dont seem that bad im 24 with 1 years ncb and stated 1 accident my fault!!!!!and the girlfriends on as a named driver: mcs £1387 a year and a jcw is £1718 not that bad!!

[Nat mini one]

Really feel for you young ones i recently swapped my mini one for a 2006 cooper 's' and i pay £250 fully comp for me and my husband but i am 30yrs old now and i was worrying about my renewal come the end of the year don't feel quite so bad now good luck with the prices guys!!!!

[The Eggman]

I think you need to equate the value of the car to the premium you pay, insurance companies don't tend take this into account. They will charge you just as much for a 6 year old MCS as a new one in my experience.

My son aged 30 is a named driver-cost £58-but he lives in The US so it's not abused !!

[scotty01]

he asked for suggestions so i gave him one ..

[Murker1991]

add somebody else to the policy who has alot more driving experience this shares the risk and lowers the premium in most cases

[sebauer27]

thanks alot, i will take everything into consideration

[Andy0808]

Im 20, was 19 when i got my R56 cooper S, paying about the same with Adrian Flux. Was what I expected really, not much you can do! I did get a discount for saying i was on Mini2 though