MINI2

Andy_MCS · Nov 6th, 2002, 02:46 PM

I too am ancient (but still as sexy as ever) and am paying £379 to Churchill insurance. I have loads of no claims years (touch wood) and Churchill are fab to deal with. I probably drive my MCS a bit slower and safer than 'younger' drivers but I still love it.

Wobert · Nov 6th, 2002, 03:13 PM

Got some quotes for my forthcoming Cooper S....

Both MINI-INSURANCE & my current insurers ESURE can out about the same: £405

Fully Comp....32 yrs old....car garaged...£100 xs....wifey named driver....full business cover for both of us.....8 yrs NCB...protected NCB....no accidents EVER!....wifey has 3 points.....

ZOOOOOOOOOOOOOOOOOOOOMMMMMMMMMMMMMMMMMMMMMMM!

davep · Nov 21st, 2002, 06:49 AM

Just got some quotes. Adrian Flux were over £300 CHEAPER than MINI Insurance!!

36, 3 years NCB, Fault Accident 2 years ago, 3 points 3 years ago, rural area, driveway parking, Business use. Wife - 3 points 4 years ago.
MINI Insurance - £990 - £400 XS
Adrian Flux - £680 (with Royal/Sun Alliance) £350 XS

What intrigued me was that MINI wanted to know all the factory fit extras to determine the premium. Adrian Flux just wanted total value of car.

One key difference was replacement car (MINI) v. book value for car (A.Flux) if its written off. However MINI Shortfall Insurance is £305 for 2 years (my Finance period), so even if I take this out I'm still better off by £150 per year, and can get a brand new S if the worst happens...

Matblack · Nov 22nd, 2002, 09:14 AM

Sadly the company with the worlds most annoying ad come up with the lowest quote (I f***ing hate that elephant!)

30 years old
accident 2 years ago but protected NCB of 5+ years
No points (amazingly!)
Cooper S (chili) value £17,500
Parked in the drive in centre of Maidstone

£490!!!!!!

MINI insurance wanted £980 others ranged between £550-£1000

Interstingly if you happen to be a girly (which I'm not, but my fiance is) Diamond seem to be able to beat Elephant by about 5% on most quotes I have a suspicion they maybe in league.

So thats Elephant.co.uk..............elephant.co.uk........ ....eleph..................

God I hate that ad!

Matblack

Nov 21st, 2002, 06:49 AM	#23 (permalink)
davep MINI2 Regular My Classifieds Join Date: Mar 2002 Location: Wokingham Local Time: 01:27 AM Posts: 140 Offline	Mini Insurance way too expensive!! Just got some quotes. Adrian Flux were over £300 CHEAPER than MINI Insurance!! 36, 3 years NCB, Fault Accident 2 years ago, 3 points 3 years ago, rural area, driveway parking, Business use. Wife - 3 points 4 years ago. MINI Insurance - £990 - £400 XS Adrian Flux - £680 (with Royal/Sun Alliance) £350 XS What intrigued me was that MINI wanted to know all the factory fit extras to determine the premium. Adrian Flux just wanted total value of car. One key difference was replacement car (MINI) v. book value for car (A.Flux) if its written off. However MINI Shortfall Insurance is £305 for 2 years (my Finance period), so even if I take this out I'm still better off by £150 per year, and can get a brand new S if the worst happens...

Nov 22nd, 2002, 09:14 AM	#24 (permalink)
Matblack MINI2 Iregular Join Date: Oct 2002 Location: Maidstone Local Time: 02:27 AM Posts: 138 Offline	Elephant.co.uk Sadly the company with the worlds most annoying ad come up with the lowest quote (I f***ing hate that elephant!) 30 years old accident 2 years ago but protected NCB of 5+ years No points (amazingly!) Cooper S (chili) value £17,500 Parked in the drive in centre of Maidstone £490!!!!!! MINI insurance wanted £980 others ranged between £550-£1000 Interstingly if you happen to be a girly (which I'm not, but my fiance is) Diamond seem to be able to beat Elephant by about 5% on most quotes I have a suspicion they maybe in league. So thats Elephant.co.uk..............elephant.co.uk........ ....eleph.................. God I hate that ad! Matblack www.kaesminiclub.com - For runs and meets all over Kent and East Sussex!

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Nov 6th, 2002, 02:46 PM	#21
Andy_MCS MINI2 Newbie Join Date: Oct 2002 Location: Loughborough England Local Time: 02:27 AM Posts: 49 Offline	I too am ancient (but still as sexy as ever) and am paying £379 to Churchill insurance. I have loads of no claims years (touch wood) and Churchill are fab to deal with. I probably drive my MCS a bit slower and safer than 'younger' drivers but I still love it.

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Nov 6th, 2002, 03:13 PM	#22 (permalink)
Wobert Mr 120d Sport Join Date: Nov 2002 Location: Chester, UK Local Time: 02:27 AM Posts: 4,679 Offline	Got some quotes for my forthcoming Cooper S.... Both MINI-INSURANCE & my current insurers ESURE can out about the same: £405 Fully Comp....32 yrs old....car garaged...£100 xs....wifey named driver....full business cover for both of us.....8 yrs NCB...protected NCB....no accidents EVER!....wifey has 3 points..... ZOOOOOOOOOOOOOOOOOOOOMMMMMMMMMMMMMMMMMMMMMMM!

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